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Klarna
Klarna is a popular payment method that provides flexibility and convenience for online shoppers by offering multiple payment options. With Klarna, customers can choose to pay immediately, split the cost into interest-free installments, or opt for a "buy now, pay later" arrangement, allowing them to defer payment for up to 30 days. This versatility makes Klarna an attractive choice for those looking to manage their cash flow or try products before committing to payment.
Klarna's platform is known for its secure transactions, protecting both customers and merchants during online purchases. It integrates easily with various online stores, giving shoppers more control over their payment schedules without the worry of hidden fees or complicated processes. Klarna's user-friendly app also allows customers to track purchases, manage payments, and receive reminders, simplifying the entire shopping experience. Its flexible approach has made Klarna a leading payment solution across many regions, particularly in Europe and the U.S.
Features
| Payment type | Buy Now Pay Later (BNPL) |
|---|---|
| Merchant locations |
Australasia and Pacific Australia, New Zealand Europe and Russia Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Netherlands, Norway, Poland, Portugal, Romania, Spain, Sweden, Switzerland, United Kingdom North America Canada, United States of America |
| Currencies |
Settlement currency : AUD, CAD, CHF, CZK, DKK, EUR, GBP, NOK, NZD, PLN, RON, SEK, USD Processing Currency : AUD, CAD, CHF, CZK, DKK, EUR, GBP, NOK, NZD, PLN, RON, SEK, USD |
| Other |
Refunds : ✔️ Chargebacks : ✔️ Local entity required : ❌ |