See All Shopify Payment Methods

ACH

ACH (Automated Clearing House) is a widely used electronic payment system in the United States that facilitates secure, bank-to-bank transfers. It processes a variety of transactions, including payroll deposits, bill payments, tax refunds, and direct debits for loans and utilities. ACH payments are highly reliable and offer businesses and individuals an efficient way to transfer funds electronically without the need for paper checks.

ACH supports both credit and debit transactions, allowing funds to be transferred directly between accounts. One of the key advantages of ACH is its ability to handle large volumes of transactions at low costs, making it ideal for recurring payments such as salaries, mortgage payments, and subscription services.

ACH transactions are typically processed within 1-2 business days, though same-day ACH services are available for faster transfers. With strong security measures, including encryption and authentication, ACH is a trusted solution for both personal and business financial management across the U.S.