See All Shopify Payment Methods

Affirm

Affirm is a buy now, pay later (BNPL) service that allows consumers to finance purchases by breaking them into manageable monthly payments. Founded in 2012, Affirm offers a transparent and flexible payment solution with no hidden fees or compounding interest. Shoppers can choose from various repayment plans, often ranging from 3 to 36 months, depending on the purchase size and retailer agreements.

Affirm is widely used in the United States and Canada, providing a convenient way for customers to make larger purchases without the immediate financial burden. The service offers clear upfront terms, allowing users to see exactly how much they’ll pay over time before committing to the purchase. Affirm has become particularly popular in industries like travel, electronics, and fashion.

For merchants, Affirm helps increase sales and customer satisfaction by offering buyers more purchasing power and the flexibility to spread out payments over time.