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ArCa

ArCa (Armenian Card) is the national payment system of Armenia, established in 2000 to provide secure and efficient payment solutions for individuals and businesses. ArCa enables the processing of credit, debit, and prepaid card transactions, making it easier for Armenians to make payments both online and in-store. The system is widely accepted across the country, from retail stores and restaurants to e-commerce platforms, facilitating cashless transactions and promoting financial inclusion.

ArCa is supported by major Armenian banks and financial institutions, making it a trusted and reliable payment option for consumers. The system also offers ATM services, allowing users to withdraw cash and check their account balances conveniently. ArCa plays a crucial role in Armenia’s banking infrastructure by ensuring that transactions are processed securely and efficiently.

With its focus on security, ArCa employs advanced encryption and fraud prevention measures, making it a key player in the development of Armenia's digital economy and cashless payment systems.