Nabeyond ltd t/a CartDNA 是 CartDNA 是 Shopify 支付应用开发合作伙伴
了解客户在欧洲市场的支付方式，以及 Shopify 商家如何支持本地支付方式、优化结账并在 40 多个欧洲国家扩展。
欧洲在 40 多个国家中拥有多样化的支付环境，从像英国这样的高卡市场到像德国和荷兰这样的银行转账主导经济体。
欧洲消费者在网上购物时主要使用 信用卡、借记卡、银行转账和数字钱包。各国的支付偏好差异显著——北欧更倾向于银行转账和数字钱包，而南欧和东欧则显示出强劲的卡片使用率。
对于 Shopify 商家而言，支持特定地区的支付方式可以提高结账转化率和客户信任度。
选择下面的国家以探索支付行为、Shopify 支付选项和结账优化策略。
信用卡和借记卡在西欧和北欧的在线支付中占主导地位。
在线银行支付在德国、荷兰和北欧广泛使用。
移动钱包和数字支付应用在欧洲市场迅速增长。
各欧洲国家的区域支付偏好差异显著。
跨境商业在欧盟单一市场基础设施中不断扩展。
实时支付系统在欧洲银行网络中不断扩展。
在欧洲销售的商家必须考虑各国支付偏好的显著差异。
比较主要欧洲市场的支付基础设施和数字化采用情况。
| Country / Region | Cards | Bank Transfers | Digital Wallets | Guide |
|---|---|---|---|---|
| 🇩🇰Denmark | Very High | High | Very High | View |
| 🇪🇪Estonia | High | High | Growing | View |
| 🇫🇴Faroe Islands | High | Medium | Medium | View |
| 🇫🇮Finland | Very High | High | High | View |
| 🇮🇸Iceland | Very High | Medium | Growing | View |
| 🇮🇪Ireland | Very High | Medium | High | View |
| 🇱🇻Latvia | High | High | Growing | View |
| 🇱🇹Lithuania | High | High | Growing | View |
| 🇳🇴Norway | Very High | High | Very High | View |
| 🇸🇪Sweden | Very High | High | Very High | View |
| 🇬🇧United Kingdom | Very High | Medium | High | View |
| 🇦🇹Austria | High | High | Growing | View |
| 🇧🇪Belgium | High | High | Growing | View |
| 🇫🇷France | Very High | Medium | High | View |
| 🇩🇪Germany | High | Very High | Growing | View |
| 🇬🇮Gibraltar | High | Medium | Medium | View |
| 🇱🇮Liechtenstein | High | High | Medium | View |
| 🇱🇺Luxembourg | High | High | Growing | View |
| 🇲🇨Monaco | Very High | Medium | High | View |
| 🇳🇱Netherlands | High | Very High | High | View |
| 🇨🇭Switzerland | Very High | High | High | View |
| 🇦🇩Andorra | High | Medium | Medium | View |
| 🇨🇾Cyprus | High | Medium | Growing | View |
| 🇬🇷Greece | High | Medium | Growing | View |
| 🇮🇹Italy | High | Medium | Growing | View |
| 🇲🇹Malta | High | Medium | Growing | View |
| 🇵🇹Portugal | High | Medium | Growing | View |
| 🇸🇲San Marino | High | Medium | Medium | View |
| 🇪🇸Spain | High | Medium | Growing | View |
| 🇹🇷Turkey | High | High | Growing | View |
| 🇻🇦Vatican City | Medium | Medium | Low | View |
| 🇨🇿Czech Republic | High | High | Growing | View |
| 🇭🇺Hungary | High | Medium | Growing | View |
| 🇵🇱Poland | High | High | Growing | View |
| 🇸🇰Slovakia | High | Medium | Growing | View |
| 🇸🇮Slovenia | High | Medium | Growing | View |
| 🇦🇲Armenia | Medium | Medium | Growing | View |
| 🇦🇿Azerbaijan | Medium | Medium | Growing | View |
| 🇧🇾Belarus | Medium | Medium | Growing | View |
| 🇧🇬Bulgaria | High | Medium | Growing | View |
| 🇬🇪Georgia | Medium | Medium | Growing | View |
| 🇲🇩Moldova | Medium | Medium | Growing | View |
| 🇷🇴Romania | High | Medium | Growing | View |
| 🇺🇦Ukraine | High | High | Growing | View |
| 🇦🇱Albania | Medium | Medium | Growing | View |
| 🇧🇦Bosnia & Herzegovina | Medium | Medium | Growing | View |
| 🇭🇷Croatia | High | Medium | Growing | View |
| 🇽🇰Kosovo | Medium | Medium | Growing | View |
| 🇲🇪Montenegro | Medium | Medium | Growing | View |
| 🇲🇰North Macedonia | Medium | Medium | Growing | View |
| 🇷🇸Serbia | High | Medium | Growing | View |
| 🇷🇺Russia | High | High | High | View |
卡片和银行转账在大多数欧洲市场占主导地位，数字钱包正在快速增长。
是的。德国和荷兰更倾向于银行转账，而南欧则显示出更强的卡片使用。
支持特定地区的支付方式可以提高结账转化率和客户信任度。
区域指南帮助商家在扩展到多个欧洲市场之前了解支付行为。
