信用卡占主导地位
Visa、Mastercard 和 Amex 是覆盖的基础
移动钱包快速增长
Apple Pay 和 Google Pay 越来越受欢迎
美国的 Shopify 支付方式
美国拥有全球最先进的数字支付生态系统。信用卡占主导地位，但移动钱包、数字支付应用和先买后付解决方案正在快速增长。
针对美国客户的 Shopify 商家应提供全面的卡片覆盖，包括 Amex、快速的 Apple Pay 移动结账和灵活的支付选项，如 Klarna。正确的支付组合可以显著提高竞争激烈的美国市场的转化率。
美国 ecommerce payment insights
信用卡占主导地位
Visa、Mastercard 和 Amex 是覆盖的基础
移动钱包快速增长
Apple Pay 和 Google Pay 越来越受欢迎
BNPL 主流采用
Klarna、Afterpay 提升平均订单价值
数字钱包多样性
PayPal、Venmo、Shop Pay 增加灵活性
了解美国的在线支付
美国支付市场高度复杂，消费者对数字支付创新的接受度很高。信用卡仍然是基础，但移动和替代支付方式正在重塑结账流程。
针对美国的 Shopify 结账应优先考虑接受所有主要网络的卡片，实施移动转化的快速结账钱包，并提供 BNPL 选项以吸引年轻人群体并增加交易规模。
卡片支付基础
Visa、Mastercard、Amex 和 Discover 为美国购物者提供全面覆盖。
移动钱包革命
Apple Pay 在移动结账中领先，Google Pay 也在增长。对智能手机转化至关重要。
BNPL 主流
像 Klarna 这样的先买后付解决方案现在被许多美国消费者所期待。
美国最受欢迎的支付方式
一个优化良好的美国支付组合结合了传统卡片、现代数字钱包和灵活的支付选项。
Ach
Ach is a Direct Debit payment method available for Shopify merchants in the United States. It is designed for the U.S. consumer market, offering full and partial refund support, though it carries a chargeback risk.
Usage
Growing
Best for
U.S.-based merchants
Capchase
Capchase is a 'Buy now, pay later' payment method available for Shopify merchants in the United States. It supports full and partial refunds and is designed for businesses targeting the U.S. market.
Usage
Growing
Best for
Subscription-based businesses
Cash App Pay
Cash App Pay is a digital wallet payment method available for Shopify merchants in the United States. It integrates via a processor and uses a redirect authentication method, offering one-click checkout but with a chargeback risk.
Usage
Growing
Best for
U.S.-based merchants
Sunbit
Sunbit is a 'Buy now, pay later' payment method available for Shopify merchants in the United States. It allows customers to make purchases and pay over time, enhancing flexibility for consumers without recurring or one-click payment features.
Usage
Growing
Best for
U.S.-based merchants
Venmo
Venmo is a digital wallet payment method available for Shopify merchants targeting the United States market. It offers a straightforward payment solution without support for recurring or one-click payments.
Usage
Growing
Best for
U.S.-based merchants
Affirm
Affirm is a 'Buy now, pay later' payment method available for Shopify merchants in Canada, the United States, and the United Kingdom. It allows consumers to purchase items and pay over time, while merchants should be aware of chargeback risks.
Usage
Growing
Best for
Merchants in Canada
Muchbetter
Muchbetter is a digital wallet designed for Shopify merchants operating in the United Kingdom and United States. It supports recurring payments but does not offer one-click checkout, payment assurance, or a dispute process.
Usage
Growing
Best for
Subscription services
Zip
Zip is a buy now, pay later payment method available for Shopify merchants in Australia, New Zealand, and the United States. It offers payment assurance and supports a range of refund options, making it a reliable choice for merchants in these markets.
Usage
Growing
Best for
Retail
Afterpay / Clearpay
Afterpay / Clearpay is a 'buy now, pay later' payment method available for Shopify merchants, primarily targeting consumer markets in the United Kingdom and United States. It offers payment assurance but carries a chargeback risk, making it suitable for specific industries.
Usage
Growing
Best for
Retail
Airtel Mobile Money
Airtel Mobile Money is a digital wallet payment method available for Shopify merchants targeting Albania, India, Kenya, Zambia, and the United States. It supports full refunds and is suitable for markets with a strong mobile money presence.
Usage
Growing
Best for
Merchants in mobile-centric markets
Square
Square is a direct card payment method available for Shopify merchants in Australia, Canada, United States, France, Ireland, and three additional markets. It supports full and partial refunds but carries a chargeback risk and does not support recurring or one-click payments.
Usage
Medium
Best for
International sales
Pagadito
Pagadito is a card-based payment method available for Shopify merchants targeting consumer markets in Belize, Costa Rica, El Salvador, Guatemala, Honduras, and five more countries. It supports full refunds but carries a chargeback risk.
Usage
Medium
Best for
Central American market access
美国推荐支付组合
为美国客户构建最佳支付组合意味着覆盖所有主要卡片，同时添加现代结账加速和灵活的支付选项。
这种组合确保了对美国购物者的全面覆盖，同时支持移动优先用户，并通过快速结账和 BNPL 实现转化率优化。
核心卡片组合
- Visa
- Mastercard
- American Express
- Discover
快速结账
- Apple Pay
- Google Pay
- Shop Pay
- PayPal
转化提升工具
- Klarna
- Afterpay
- Affirm
可选增强
- Venmo
Recommended Payment Stack
美国结账优化技巧
通过这些针对美国的结账优化策略最大化转化率。
突出显示快速结账
将 Apple Pay、Google Pay 和 Shop Pay 按钮放在常规表单上方，以捕捉冲动购买者。
接受所有主要卡片
包括 Visa、Mastercard、Amex 和 Discover，以避免在结账时失去客户。
在战略点添加 BNPL
在产品页面和购物车上展示 Klarna 和 Afterpay 信息，以增加平均订单价值。
优化移动转化
移动商务在美国非常庞大。请在真实设备上测试 Apple Pay 和 Google Pay。
使用 CartDNA 优化您的美国结账
CartDNA 帮助 Shopify 商家优化支付方式和结账流程，以满足美国客户的需求。通过数据驱动的支付洞察和 A/B 测试提高转化率，专注于美国市场。
常见问题
美国客户最重要的支付方式是什么？
Visa、Mastercard 和 American Express 是必不可少的。为移动购物者添加 Apple Pay 和 Google Pay，使用 PayPal 增加信任。考虑使用 Klarna 或 Afterpay 来满足 BNPL 需求并增加平均订单价值。
我应该在我的 Shopify 商店接受 American Express 吗？
是的，American Express 在美国被广泛使用，尤其是高收入消费者。虽然费用可能略高，但不接受 Amex 可能会导致失去高端客户的销售。
Apple Pay 对美国电子商务重要吗？
绝对重要。Apple Pay 在美国的采用率非常高，可以显著提高移动转化率。对于 iPhone 用户来说，它通常是最快的结账选项。
什么是 Shop Pay，我应该使用它吗？
Shop Pay 是 Shopify 的加速结账，能够记住客户在 Shopify 商店的支付信息。它是自动可用的，可以提高回头客的转化率。