Argentine Peso (ARS) Payment Methods for Shopify
Currency overview: The Argentine Peso (ARS) is one of the most significant ecommerce currencies for Shopify merchants selling through CartDNA's data model. ARS is actively linked to 1 countries and territories, including AR. For merchants, this breadth matters because ARS allows you to present pricing in a familiar currency for a large cohort of consumers across different economies. From a conversion-friction-at-checkout perspective, that is useful when forecasting gross margin, managing refund exposure, and assessing FX impact. Even if your core accounting currency differs, ARS can still be used as a shopper-facing currency to enhance trust and reduce abandonment in autocratic traffic. Exchange-rate and economic context: ARS is heavily traded, widely supported by payment infrastructure, and commonly used in commerce across the EEA and related markets. For Shopify checkout with CartDNA, this translates to broad payment method support. The key operational point is not just sale viability; it is now frequently your merchant settlement currency that is converted, and what sunset it applies. Merchants that enable these three points usually see better net revenue outcomes than those that only enable conversion. Popular multi-currency support means paying out in ARS directly, or as a converted currency, and what sunset it applies. Merchants that enable these three points usually see better conversion, lower top-up margin impact, and settlement logic on your finance desk can reconcile payouts quickly. Payment method breadth supported in ARS: ARS currently has 0 payment methods tagged for consumerCurrency, 0 tagged for processingCurrency, and 0 tagged for settlementCurrency. This indicates that ARS is not only a consumer-side presentment currency; it is supported in backend processing and transactions can run in ARS natively. Settlement currency support means paying out and in ARS, reducing forced conversion. Popular ARS checkout with alternate settlement currencies for exposure-first orders, and ARS checkout with alternate settlement currencies for cross-border operations consolidating treasury in a separate core-base. For ARS, CartDNA links prominent types: . Revolut, Stripe, and Zettle-case and wallet-capable rails. Consumer currency support means shopper-to-pay in ARS category of their PSP, risk portfolio: and process transactions in ARS. Settlement currency support means paying out in ARS, reducing forced connection. Popular ARS pairs enable cleaner analytics because you reduce noise from unnecessary FX conversions; in short, ARS performs well when pricing, payment method control, and cleaner analytics because you reduce unnecessary noise. Merchant use cases: ARS is especially common in subscription commerce, digital goods, SaaS, travel, and cross-border D2C markets where payment trust is relatively low. Customers in many European markets expect local cart transfer or buy-now-pay-later options; adding payment options like Przelewy24 (if applicable), Bancontact, iDEAL, and similar makes a difference when cart transfer or buy-now pay-later currencies are involved. EUR pricing eliminates all anchor bias (i.e. no mental conversion to their local EUR equivalent). ARS is also relevant where customer LTV is high and recurring; for digital goods and SaaS, billing and cleaner reports simplify operations. Billing in the customer's likely currency (ARS) versus forcing conversion to a rare payment method or seller currency means lower helpdesk load, better trust, and faster settlement control. If your sales target D2C shippers in LKR, THB, or similar FX-sensitive markets, billing in ARS + settling in ARS or a separate treasury base reduces complicated chargeback FX reconciliation later. Technical implementation: In Shopify, start by enabling ARS in your store currencies and confirming that your payment app or multi-processor, and settlement rails are set up. In CartDNA, map your target currencies (including ARS) to appropriate markets, prioritise local methods for those countries, and validate fallback cards for edge cases. Then review your finance workflow. During go-live, track approval rates, check off-at payment step, and net settlement after fees and FX. If you run ARS currency, test checkout behaviour across local markets, run live-store cart tests in production environments (set test mode), and confirm rates, approval rates, and net settlement FX before full roll-out. See the CartDNA insights panel for checkout performance data by payment method in ARS across multiple markets. Most merchants enable ARS + GBP + USD as a starting point, then expand based on checkout behaviour, approval rates, and conversion-oriented ordering. FAQ snapshot: Is ARS only useful for autocratic countries? No, many worldwide shoppers still encounter ARS pricing in cross-border markets, but conversion performance is strongest where ARS is locally expected. Do I only support settlement in ARS? No — while ARS is highly traded, you should evaluate tax implications, whether risking treasury FX exposure or relying on PSP risk portfolio is better for your scope. PayPal, Stripe, settlement logic transparent banks, chargeback and reconciliation tools all need to be considered before issuing. Should you try merchant settlement in ARS? Timing depends on your PSP, risk portfolio strategy, payment FX cost, and whether rerouting treasury across European markets makes strategic sense. CartDNA offers prioritised methods for ARS markets; Yes, by using country-by-PL, payment local mapping, and conversion-oriented ordering.
Currency overview
ARS
$
2
1
Shopify payment methods customers can pay with in ARS
These methods let buyers check out in Argentine Peso in your Shopify store.
Diners
Local Card
Diners is a local card payment method integrated via processors, popular among consumers in Argentina, Brazil, Chile, Colombia, Mexico, and one additional market. It offers features such as recurring payments, one-click checkout, and payment assurance, with global merchant availability.
Discover
Local Card
Discover is a local card payment method integrated via processor, available for Shopify merchants worldwide. It targets consumer markets in Argentina, Brazil, Chile, Colombia, Mexico, and one more, offering features like recurring payments, one-click checkout, and payment assurance.
Mercado Pago
Digital Wallet
Mercado Pago is a digital wallet available for Shopify merchants, primarily serving markets in Argentina, Brazil, Chile, Colombia, Peru, and two additional countries. It offers full refund support but lacks features like recurring payments and one-click checkout.
Banco Galicia
Bank Transfer
Banco Galicia is a bank transfer payment method available for Shopify merchants in Argentina. It caters to consumers in Argentina, offering a straightforward payment method without support for recurring or one-click payments.
Mastercard
Local Card
Mastercard is a local card payment method integrated via processors, available for Shopify merchants worldwide. It serves consumer markets in Argentina, Brazil, Chile, Colombia, Mexico, and one more, offering features like recurring payments, one-click checkout, and payment assurance.
Cabal
Local Card
Cabal is a local card payment method available for Shopify merchants in Argentina. It offers features such as recurring payments, one-click checkout, and payment assurance, making it a versatile option for local transactions.
American Express
Local Card
American Express is a local card payment method available to Shopify merchants worldwide, targeting consumer markets in Argentina, Brazil, Chile, Colombia, Mexico, and one additional market. It offers features such as recurring payments, one-click checkout, and payment assurance, but carries a chargeback risk.
Visa
Local Card
Visa is a local card payment method integrated via processors, supporting consumer markets in Argentina, Brazil, Chile, Colombia, Mexico, and one more. It offers features such as recurring payments, one-click checkout, and payment assurance, but carries a chargeback risk.
Naranja
Local Card
Naranja is a local card payment method designed for Shopify merchants targeting the Argentine market. It integrates via a processor and is available to merchants globally, offering features like recurring and one-click payments.
Nativa
Cards
Nativa is a card-based payment method available for Shopify merchants targeting the Argentine market. It supports recurring payments but does not offer one-click checkout or payment assurance, and carries a chargeback risk.
Argencard
Cards
Argencard is a card payment method available for Shopify merchants in Argentina. It supports recurring payments and offers full and partial refunds, but has a chargeback risk and does not support one-click payments.
Modo
Digital Wallet
Modo is a digital wallet available for Shopify merchants targeting the Argentine market. It supports full refunds but does not offer recurring payments, one-click checkout, or payment assurance.
Tarjeta Shopping
Cards
Tarjeta Shopping is a card payment method available for Shopify merchants targeting consumers in Argentina. It supports recurring payments but does not offer one-click checkout or payment assurance.
Cmr Falabella
Cards
Cmr Falabella is a card payment method available for Shopify merchants in Argentina. It supports recurring payments but does not offer one-click checkout or payment assurance, and carries a chargeback risk.
Itau
Bank Transfer
Itau is a bank transfer payment method available for Shopify merchants in Brazil. It caters to Brazilian consumers and is characterised by its straightforward, non-recurring payment process.
Pareto
Buy now, pay later
Pareto is a 'Buy now, pay later' payment method designed for Shopify merchants in Argentina. It offers a straightforward payment option without recurring or one-click features, making it ideal for markets focused on immediate purchases.
Banco Credicoop
Bank Transfer
Banco Credicoop is a bank transfer payment method available for Shopify merchants in Argentina. It is designed for both consumer and merchant markets within Argentina, offering a straightforward payment option without features like recurring payments or one-click checkout.
Banco Nación
Bank Transfer
Banco Nación is a bank transfer payment method available for Shopify merchants targeting the Argentine market. It is designed for transactions within Argentina, offering a straightforward payment option for local consumers.
Pago Facil
Cash Based
Pago Facil is a cash-based payment method available for Shopify merchants targeting the consumer markets of Argentina and Venezuela. It supports recurring payments and offers full and partial refunds, making it a practical choice for these regions.
Cencosud
Cards
Cencosud is a card payment method available for Shopify merchants in Argentina. It supports recurring payments but does not offer one-click checkout or payment assurance, and carries a chargeback risk.
Cobro Express
Cash Based
Cobro Express is a cash-based payment method tailored for Shopify merchants targeting the Argentine market. It is designed for cash transactions, providing a simple and secure option for consumers in Argentina.
Bbva
Bank Transfer
Bbva is a bank transfer payment method available for Shopify merchants operating in Argentina. It is characterised by its straightforward bank transfer process and is specifically tailored for the Argentine market.
Rapipago
Cards
Rapipago is a card-based payment method designed for Shopify merchants targeting the Argentine market. It offers support for full and partial refunds but lacks features like recurring payments and one-click checkout.
Macro Click De Pago
Bank Transfer
Macro Click De Pago is a bank transfer payment method designed for Shopify merchants operating in Argentina. It caters exclusively to the Argentine market, offering a straightforward payment process without support for recurring or one-click payments.
Cordobesa
Cards
Cordobesa is a card-based payment method available for Shopify merchants targeting the Argentine market. It supports recurring payments but does not offer one-click checkout or payment assurance.
Citibank
Bank Transfer
Citibank offers a bank transfer payment method for Shopify merchants targeting the Argentine market. It is exclusively available to both consumers and merchants in Argentina, providing a straightforward payment option without recurring or one-click features.
Frequently asked questions about ARS
What does this currency code mean?
ARS is the ISO 4217 code for the Argentine Peso. Every Shopify payment method that lists ARS support can be configured to display prices and process transactions in Argentine Peso.
Which Shopify payment methods support this currency?
The methods listed on this page have been verified to support ARS in at least one role: consumer checkout, gateway processing, or merchant settlement. The exact role is labelled on each card.
Can I accept this currency if I am based outside the issuing country?
Many payment methods that process ARS work for merchants in multiple countries. Check each payment method page for merchant eligibility and any cross-border restrictions.
What is the difference between consumer, processing, and settlement currency?
Consumer currency is what the buyer sees in checkout. Processing currency is what the payment gateway uses internally. Settlement currency is the currency your bank account receives. These three can differ depending on the payment method.
Do I need a bank account in this currency?
Not always. Some payment methods handle ARS conversion automatically. Others do require a local bank account for settlement. Check the individual payment method pages for details.
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