PayNow widely adopted
National real-time payment system used by most Singaporeans
High card penetration
Credit and debit cards extensively used for online shopping
Shopify Payment Methods in Singapore
Singapore has one of the world's most advanced digital payment ecosystems. PayNow, cards, and digital wallets provide seamless payment experiences for tech-savvy consumers.
Shopify merchants targeting Singapore should offer PayNow integration alongside international cards and popular digital wallets to maximise conversion.
Singapore ecommerce payment insights
PayNow widely adopted
National real-time payment system used by most Singaporeans
High card penetration
Credit and debit cards extensively used for online shopping
Digital wallet growth
GrabPay, Apple Pay, and Google Pay gaining traction
Tech-savvy consumers
Singaporeans embrace new payment technologies quickly
Understanding Online Payments in Singapore
Singapore's payment landscape is characterised by high digital adoption and seamless interoperability between payment methods.
Success in Singapore requires supporting PayNow for local instant payments, cards for both local and international shoppers, and digital wallets for mobile-first consumers.
PayNow infrastructure
National instant payment system enabling seamless bank transfers.
Card payment maturity
High credit and debit card usage across all demographics.
Digital wallet adoption
Rapid growth in mobile wallet usage for convenience.
Most Popular Payment Methods in Singapore
Singapore checkouts should offer PayNow, comprehensive card coverage, and popular digital wallets.
Paynow
Paynow is a bank transfer payment method available for Shopify merchants in Singapore. It supports full and partial refunds but does not offer recurring payments, one-click checkout, or payment assurance.
Usage
Growing
Best for
Local Singaporean businesses
Atome
Atome is a 'buy now, pay later' payment method available for Shopify merchants in Malaysia and Singapore. It allows consumers to split payments into installments, enhancing purchasing flexibility without recurring or one-click payment features.
Usage
Growing
Best for
Fashion retailers
GrabPay (SG)
GrabPay (SG) is a digital wallet payment method available for Shopify merchants, primarily targeting consumers in Singapore. It offers global merchant availability with key features like payment assurance and support for various refund types.
Usage
Growing
Best for
Retail
Ipay88
Ipay88 is a bank transfer payment method available for Shopify merchants targeting key Southeast Asian markets, including Indonesia, Malaysia, Philippines, Singapore, Thailand, and one more. It supports full and partial refunds but carries a chargeback risk.
Usage
Medium
Best for
Southeast Asian market expansion
Shopeepay
Shopeepay is a digital wallet available for Shopify merchants targeting markets in Indonesia, Malaysia, Philippines, Singapore, Thailand, and one additional region. It supports full and partial refunds but does not offer recurring or one-click payments.
Usage
Medium
Best for
Indonesia
Telr
Telr is a card payment method available for Shopify merchants, particularly targeting markets in Bahrain, Jordan, Kuwait, Oman, Qatar, and 15 more. It supports recurring payments but lacks one-click and payment assurance features.
Usage
Medium
Best for
Subscription-based businesses
Merchant Warrior
Merchant Warrior is a card payment method integrated directly into Shopify, serving consumer markets in Austria, Belgium, Croatia, Estonia, Finland, and 21 more. It supports full and partial refunds but carries a chargeback risk.
Usage
High
Best for
European market access
UnionPay
UnionPay is a local card payment method integrated via processors, supporting consumer markets in Australia, Azerbaijan, Bangladesh, Brunei, Canada, and 38 more countries. It offers global merchant availability with features like payment assurance and full refund support.
Usage
High
Best for
Retail
Related Payment Method Pages
Best Payment Setup for Singapore
Singapore shoppers expect seamless payment experiences across PayNow, cards, and digital wallets.
Offer PayNow for instant bank transfers, complete card coverage, and popular mobile wallets for comprehensive payment acceptance.
Core Payment Methods
- PayNow
- Visa
- Mastercard
Digital Wallets
- GrabPay
- Apple Pay
- Google Pay
Additional Options
- American Express
- PayPal
Recommended Payment Stack
Improve Shopify Conversion in Singapore
Optimise your checkout for Singapore's tech-savvy, digitally-advanced consumer base.
Integrate PayNow
Offer PayNow for instant, seamless bank transfers preferred by Singaporeans.
Support all major cards
Ensure comprehensive card acceptance including Visa, Mastercard, and Amex.
Enable digital wallets
Offer GrabPay, Apple Pay, and Google Pay for mobile convenience.
Optimise mobile checkout
Ensure frictionless mobile experience for Singapore's smartphone users.
Optimise Your Shopify Checkout with CartDNA
CartDNA helps identify optimal payment methods for Singapore's sophisticated market. Improve conversion and grow your Singaporean ecommerce business.
Shopify Payments Singapore FAQ
What are the most important payment methods for Singapore?
PayNow, Visa, and Mastercard are essential. Digital wallets like GrabPay, Apple Pay, and Google Pay are also important.
Should I support PayNow in Singapore?
Yes, PayNow is widely adopted in Singapore and provides instant bank transfers that Singaporean consumers trust and prefer.
Are digital wallets important in Singapore?
Yes, Singapore has high digital wallet adoption. Offering GrabPay, Apple Pay, and Google Pay improves conversion for mobile shoppers.