Mobile money growing
MTN and Airtel Money expanding rapidly
Cards increasing
Card usage growing in urban areas
Shopify Payment Methods in Zambia
Zambia has a growing mobile money ecosystem with MTN and Airtel Money alongside increasing card adoption.
Shopify merchants targeting Zambia should integrate mobile money (MTN, Airtel) alongside card support for comprehensive coverage.
Zambia ecommerce payment insights
Mobile money growing
MTN and Airtel Money expanding rapidly
Cards increasing
Card usage growing in urban areas
Multiple providers
Competitive mobile money market
Digital expansion
Digital payment adoption accelerating
Understanding Online Payments in Zambia
Zambia's payment landscape features growing mobile money adoption alongside increasing card usage.
For Zambian ecommerce, integrate MTN Money and Airtel Money - they're growing rapidly. Card support (Visa, Mastercard) is important for urban consumers. Use local gateways for comprehensive support.
Mobile money growth
MTN and Airtel Money gaining strong adoption.
Card usage rising
Credit and debit cards growing in cities.
Digital transformation
Payment digitization accelerating.
Most Popular Payment Methods in Zambia
Zambian checkouts should feature mobile money and cards.
Airtel Mobile Money
Airtel Mobile Money is a digital wallet payment method available for Shopify merchants targeting Albania, India, Kenya, Zambia, and the United States. It supports full refunds and is suitable for markets with a strong mobile money presence.
Usage
Growing
Best for
Merchants in mobile-centric markets
Dpo Pay By Network
Dpo Pay By Network is a card payment method for Shopify merchants, available in markets such as Botswana, Ivory Coast, Ghana, Kenya, and Malawi. It supports recurring payments but does not offer one-click checkout or payment assurance.
Usage
Medium
Best for
Subscription services
Mtn Momopay
Mtn Momopay is a mobile payment method available for Shopify merchants targeting markets in Benin, Cameroon, Congo, Ivory Coast, Eswatini, and several other African countries. It supports full and partial refunds but does not offer recurring payments, one-click checkout, or payment assurance.
Usage
Medium
Best for
Merchants in Africa
Pawapay
Pawapay is a mobile payment method directly integrated with Shopify, catering to merchants in Benin, Burkina Faso, Cameroon, Congo, Ivory Coast, and 13 more African markets. It offers a straightforward payment option without features like recurring payments or one-click checkout.
Usage
Medium
Best for
African markets
Bitpay
Bitpay is a digital wallet payment method available for Shopify merchants, supporting consumer and merchant markets in Afghanistan, Kazakhstan, Tajikistan, Turkmenistan, Uzbekistan, and 192 more. It offers a straightforward payment process without recurring or one-click payment features.
Usage
Very High
Best for
Cryptocurrency enthusiasts
Related Payment Method Pages
Best Payment Setup for Zambia
Zambian shoppers expect mobile money with card alternatives.
MTN Money and Airtel Money are essential for mobile money users. Add Visa and Mastercard for urban card users.
Mobile Money
- MTN Money
- Airtel Money
Cards
- Visa
- Mastercard
Recommended Payment Stack
Improve Shopify Conversion in Zambia
Optimize for Zambia's growing digital payment adoption.
Support mobile money
MTN and Airtel Money are essential for the mass market.
Include cards
Visa and Mastercard for urban consumers.
Mobile-first design
Most Zambians access the internet via mobile.
Use local gateway
Flutterwave or local providers for Zambian support.
Optimize Your Shopify Checkout with CartDNA
CartDNA helps optimise payment methods for Zambia's growing digital market.
Shopify Payments Zambia FAQ
What payment methods should I accept in Zambia?
MTN Money and Airtel Money for mobile money users. Visa and Mastercard for card users. This covers most Zambian digital payment preferences.
Are cards important in Zambia?
Card usage is growing, especially in urban areas like Lusaka. Support cards alongside mobile money for comprehensive coverage.