
Mobile banking emerging
BCEL One and OnePay leading digital payments
Cash still dominant
Most transactions conducted in cash
Shopify Payment Methods in Laos
Laos is experiencing early-stage digital payment growth with mobile banking and digital wallets emerging in the market.
Shopify merchants targeting Laos should support local mobile banking solutions alongside international payment methods.
Laos ecommerce payment insights
Mobile banking emerging
BCEL One and OnePay leading digital payments
Cash still dominant
Most transactions conducted in cash
Banking infrastructure developing
Digital payment ecosystem in early growth stage
Cross-border commerce
Thai baht commonly used alongside Lao kip
Understanding Online Payments in Laos
Laos is in the early stages of digital payment adoption with mobile banking slowly gaining traction.
For ecommerce in Laos, merchants should support emerging local payment methods while maintaining international payment options for broader coverage.
Mobile banking growth
BCEL One and local banks introducing digital payment solutions.
Cash preference
Cash remains the primary payment method across Laos.
Emerging ecommerce
Online shopping beginning to develop in urban areas.
Most Popular Payment Methods in Laos
Lao checkouts should offer local mobile banking options alongside international payment methods.

Phapay
Phapay is a card-based payment method available for Shopify merchants in Laos. It is designed for the local consumer market, providing a straightforward payment option without recurring or one-click features.
Usage
Growing
Best for
Local Laotian businesses

Bitpay
Bitpay is a digital wallet payment method available for Shopify merchants, supporting consumer and merchant markets in Afghanistan, Kazakhstan, Tajikistan, Turkmenistan, Uzbekistan, and 192 more. It offers a straightforward payment process without recurring or one-click payment features.
Usage
Very High
Best for
Cryptocurrency enthusiasts
Related Payment Method Pages
Best Payment Setup for Laos
Given Laos' emerging digital payment landscape, offer a mix of local and international options.
Include local mobile banking options and international cards. Consider cash on delivery for broader market reach.
Local Options
- BCEL One
- Bank Transfer
International Coverage
- Visa
- Mastercard
Alternative Methods
- Cash on Delivery
Recommended Payment Stack
Improve Shopify Conversion in Laos
Adapt your checkout to Laos' developing digital payment ecosystem.
Support local banking
Offer BCEL One and bank transfers for local Lao customers.
Include international cards
Visa and Mastercard provide broader payment coverage.
Enable cash on delivery
COD is essential given limited digital payment adoption.
Optimize mobile experience
Ensure mobile-friendly checkout for smartphone users.
Optimize Your Shopify Checkout with CartDNA
CartDNA helps identify optimal payment methods for emerging markets like Laos.

Shopify Payments Laos FAQ
What payment methods work best in Laos?
Local mobile banking like BCEL One, bank transfers, and international cards like Visa and Mastercard provide good coverage.
Should I offer cash on delivery in Laos?
Yes, COD is essential in Laos given the early stage of digital payment adoption.
Are digital payments common in Laos?
Digital payments are emerging but cash remains dominant. Support both digital and cash options for best results.