Australian Dollar (AUD) Payment Methods for Shopify
Currency overview: The Australian Dollar (AUD) is one of the most significant ecommerce currencies for Shopify merchants selling through CartDNA's data model. AUD is actively linked to 5 countries and territories, including AU, CX, KI, NR, TV. For merchants, this breadth matters because AUD allows you to present pricing in a familiar currency for a large cohort of consumers across different economies. From a conversion-friction-at-checkout perspective, this is useful when forecasting gross margin, managing refund exposure, and assessing FX impact. Even if your core accounting currency differs, AUD can still be used as a shopper-facing currency to enhance trust and reduce abandonment in foreign traffic. Exchange-rate and economic context: AUD is heavily traded, widely supported by payment infrastructure, and commonly used in commerce across the EEA and related markets. For Shopify checkout with CartDNA, this translates to extensive payment method support. The key operational point is not just sale viability; it is now frequently your merchant settlement currency that is converted, and what sunset it applies. Merchants that enable these three points usually see better net revenue outcomes than those that only enable conversion. Popular multi-currency support means paying out in AUD directly, or as a converted currency, and what sunset it applies. Merchants that enable these three points usually see better conversion rates, lower top-up margin hits, and settlement logic on your finance desk can reconcile payouts quickly. Payment method breadth supported in AUD: AUD currently has 0 payment methods tagged for consumerCurrency, 0 tagged for processingCurrency, and 0 tagged for settlementCurrency. This indicates that AUD is not only a consumer-side presentment currency; it is supported in backend processing and transactions can run in AUD natively. Settlement currency support means paying out and in AUD, reducing forced conversion. Popular AUD checkout with alternate settlement currencies for exposure-first orders, and AUD checkout with alternate settlement currencies for cross-border operations consolidating treasury in a separate core-base. For AUD, CartDNA links prominent types: Revolut, Stripe, and Zettle-case and wallet-capable rails. Consumer currency support means shopper-to-pay in AUD category of their PSP, risk portfolio: and process transactions in AUD. Settlement currency support means paying out in AUD, reducing forced connection. Popular AUD pairs enable cleaner analytics because you reduce noise from unnecessary FX conversions; in short, AUD is advantageous when pricing, payment method control, and cleaner analytics because you reduce unnecessary noise. Merchant use cases: AUD is particularly common in subscription commerce, digital goods, SaaS, travel, and cross-border D2C markets where payment trust is relatively low. Customers in many European markets expect local cart transfer or buy-now-pay-later options; adding payment options like Przelewy24 (if applicable), Bancontact, iDEAL, and similar makes a difference when cart transfer or buy-now pay-later currencies are involved. EUR pricing eliminates all anchor bias (i.e., no mental conversion to their local EUR equivalent). AUD is also relevant where customer LTV is high and recurring; for digital goods and SaaS, billing and cleaner reports simplify processes. Billing in the customer's likely currency (AUD) versus forcing conversion to a rare payment method or seller currency means lower helpdesk load, better trust, and faster settlement control. If your sales target D2C shippers in LKR, THB, or similar FX-sensitive markets, billing in AUD + settling in AUD or a separate treasury base reduces complicated chargeback FX reconciliation later. Technical implementation: In Shopify, start by enabling AUD in your store currencies and confirming that your payment app or multi-processor, and settlement rails are set up. In CartDNA, map your target currencies (including AUD) to appropriate markets, prioritise local methods for those countries, and validate fallback cards for edge cases. Then review your finance workflow. During go-live, track approval rates, check off at the payment step, and net settlement after fees and FX. If you operate with AUD currency, test checkout behaviour across local markets, run live-store cart tests in production environments (set test mode), and confirm rates, approval rates, and net settlement FX before full roll-out. See the CartDNA insights panel for checkout performance data by payment method in AUD across multiple markets. Most merchants enable AUD + GBP + USD as a starting point, then expand based on checkout behaviour, approval rates, and conversion-oriented ordering. FAQ snapshot: Is AUD only useful for autocratic countries? No, many worldwide shoppers still encounter AUD pricing in cross-border markets, but conversion performance is strongest where AUD is locally expected. Do I only support settlement in AUD? No — while AUD is highly traded, you should evaluate tax implications, whether risking treasury FX exposure or relying on PSP risk portfolio is better for your scope. PayPal, Stripe, settlement logic transparent banks, chargeback and reconciliation tools all need to be considered before issuing. Should you try merchant settlement in AUD? Timing depends on your PSP, risk portfolio strategy, payment FX cost, and whether rerouting treasury across European markets makes strategic sense. CartDNA offers prioritised methods for AUD markets; Yes, by using country-by-PL, payment local mapping, and conversion-oriented ordering.
Currency overview
AUD
A$
2
5
Countries that use AUD
Australian Dollar is the official currency of 5 countries.
Shopify payment methods customers can pay with in AUD
These methods let buyers check out in Australian Dollar in your Shopify store.
UnionPay
Local Card
UnionPay is a local card payment method integrated via processors, supporting consumer markets in Australia, Azerbaijan, Bangladesh, Brunei, Canada, and 38 more countries. It offers global merchant availability with features like payment assurance and full refund support.
Baiduri Bank
Cards
Baiduri Bank is a card payment method available for Shopify merchants targeting the Brunei market. It offers direct integration but does not support recurring or one-click payments. Key characteristics include chargeback risk and support for full and partial refunds.
Square
Cards
Square is a direct card payment method available for Shopify merchants in Australia, Canada, the United States, France, Ireland, and three additional markets. It supports full and partial refunds but carries a chargeback risk and does not support recurring or one-click payments.
Hnb Bank Ipg
Cards
Hnb Bank Ipg is a card-based payment method integrated directly into Shopify, serving both consumers and merchants in Sierra Leone. It supports full and partial refunds but carries a chargeback risk without a dispute process.
Afs Mastercard
Cards
Afs Mastercard is a card payment method available for Shopify merchants operating in Bahrain, Oman, the United Arab Emirates, and Egypt. It supports full and partial refunds but does not offer recurring or one-click payments, and carries a chargeback risk.
Seylan Bank Ipg
Cards
Seylan Bank Ipg is a direct card payment method for Shopify merchants operating in Sierra Leone. It supports full and partial refunds but has a chargeback risk and does not offer recurring or one-click payments.
Ipay88
Bank Transfer
Ipay88 is a bank transfer payment method available for Shopify merchants targeting key Southeast Asian markets, including Indonesia, Malaysia, Philippines, Singapore, Thailand, and one more. It supports full and partial refunds but carries a chargeback risk.
Novatti Payments
Cards
Novatti Payments is a card-based payment method available for Shopify merchants in Australia and New Zealand. It offers support for full and partial refunds but carries a chargeback risk and does not support recurring or one-click payments.
Samsung Pay
Digital Wallet
Samsung Pay is a digital wallet available for Shopify merchants, primarily targeting markets in Australia, China, India, Japan, South Korea, and five additional countries. It supports full refunds but lacks features such as recurring payments and one-click checkout.
Skrill
Digital Wallet
Skrill is a digital wallet payment method available to Shopify merchants targeting global markets. It features payment assurance but carries a chargeback risk and does not support recurring or one-click payments.
Westpac Payway
Cards
Westpac Payway is a card-based payment method available for Shopify merchants in Australia and New Zealand. It supports full and partial refunds but has a chargeback risk and does not offer recurring or one-click payments.
Merchant Warrior
Cards
Merchant Warrior is a card payment method integrated directly into Shopify, serving consumer markets in Austria, Belgium, Croatia, Estonia, Finland, and 21 more. It supports full and partial refunds but carries a chargeback risk.
Sampath Bank Ipg
Cards
Sampath Bank Ipg is a card-based payment method available for Shopify merchants in Sierra Leone. It offers direct integration but does not support recurring or one-click payments, and carries a chargeback risk.
Npp
Cards
Npp is a card-based payment method available for Shopify merchants targeting the Australian market. It supports full and partial refunds but does not offer features like recurring payments, one-click checkout, or payment assurance.
Commercial Bank Ipg
Cards
Commercial Bank Ipg is a card-based payment method for Shopify merchants in Sierra Leone, offering direct integration. It supports full and partial refunds but carries a chargeback risk.
Payto
Bank Transfer
Payto is a bank transfer payment method available for Shopify merchants in Australia. It is designed for the Australian consumer market, offering a straightforward payment process without recurring or one-click features.
Becs
Direct Debit
Becs is a Direct Debit payment method available for Shopify merchants targeting the Australian market. It supports full and partial refunds but does not offer recurring payments, one-click checkout, or payment assurance.
PayPal Wallet
Digital Wallet
PayPal Wallet is a digital wallet available to Shopify merchants worldwide, enabling secure transactions across various markets. It integrates via a processor and supports full, multiple, and partial refunds, though it carries a chargeback risk.
Alipay Online
Digital Wallet
Alipay Online is a digital wallet payment method available for Shopify merchants in the United Kingdom targeting consumers in China and Hong Kong. It offers payment assurance and supports full, multiple, and partial refunds.
Amazon Pay
Digital Wallet
Amazon Pay is a digital wallet payment method available for Shopify merchants in the United States. It integrates via processor and supports recurring payments but not one-click checkouts, with a chargeback risk present.
Klarna
Buy now, pay later
Klarna is a 'Buy now, pay later' payment method available for Shopify merchants in Australia, New Zealand, Austria, Belgium, Czech Republic, and 18 more countries. It offers flexible payment options but carries a chargeback risk.
WeChat Pay Online
Digital Wallet
WeChat Pay Online is a digital wallet payment method designed for Shopify merchants targeting the Chinese market. It offers payment assurance and supports full, multiple, and partial refunds, making it a reliable option for merchants in the United States.
Afterpay / Clearpay
Buy now, pay later
Afterpay / Clearpay is a 'buy now, pay later' payment method available for Shopify merchants, primarily targeting consumer markets in the United Kingdom and the United States. It offers payment assurance but carries a chargeback risk, making it suitable for specific industries.
Zip
Buy now, pay later
Zip is a buy now, pay later payment method available for Shopify merchants in Australia, New Zealand, and the United States. It offers payment assurance and supports a range of refund options, making it a reliable choice for merchants in these markets.
Methods that process or settle in AUD
These methods use AUD for gateway processing or merchant settlement even if the shopper pays in a different currency.
Paysafecard
Cash Based
Paysafecard is a cash-based payment method available to Shopify merchants in Austria, Australia, Belgium, Bulgaria, Canada, and 32 more markets. It offers payment assurance with no chargeback risk, making it a secure option for merchants.
Alipay+
Digital Wallet
Alipay+ is a digital wallet payment method available through processors for Shopify merchants targeting consumers in China. It is accessible to merchants in the United Kingdom and the United States, offering payment assurance and low industry risk for retail and travel sectors.
Frequently asked questions about AUD
What does this currency code mean?
AUD is the ISO 4217 code for the Australian Dollar. Every Shopify payment method that lists AUD support can be configured to display prices and process transactions in Australian Dollar.
Which Shopify payment methods support this currency?
The methods listed on this page have been verified to support AUD in at least one role: consumer checkout, gateway processing, or merchant settlement. The exact role is labelled on each card.
Can I accept this currency if I am based outside the issuing country?
Many payment methods that process AUD work for merchants in multiple countries. Check each payment method page for merchant eligibility and any cross-border restrictions.
What is the difference between consumer, processing, and settlement currency?
Consumer currency is what the buyer sees in checkout. Processing currency is what the payment gateway uses internally. Settlement currency is the currency your bank account receives. These three can differ depending on the payment method.
Do I need a bank account in this currency?
Not always. Some payment methods handle AUD conversion automatically. Others do require a local bank account for settlement. Check the individual payment method pages for details.
Enable AUD payments in your Shopify store
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