GCash dominates mobile payments
Leading e-wallet with millions of Filipino users
Maya (formerly PayMaya) popular
Strong presence in online and offline payments
Shopify Payment Methods in the Philippines
The Philippines has embraced mobile wallets with GCash and Maya leading the market. Filipino consumers prefer convenient, mobile-first payment solutions.
Shopify merchants targeting the Philippines should prioritise GCash and Maya to capture the growing mobile commerce market.
Philippines ecommerce payment insights
GCash dominates mobile payments
Leading e-wallet with millions of Filipino users
Maya (formerly PayMaya) popular
Strong presence in online and offline payments
Mobile-first market
High smartphone penetration drives mobile commerce
COD remains relevant
Cash on delivery still preferred by many shoppers
Understanding Online Payments in the Philippines
Filipino shoppers have rapidly adopted digital wallets, with GCash and Maya becoming essential payment methods.
The Philippines is a mobile-first market where e-wallets have transformed payment behaviour. Shopify merchants need to support local wallets alongside traditional payment options.
E-wallet revolution
GCash and Maya have revolutionised how Filipinos pay online and offline.
Bank card growth
Credit and debit card usage continues to grow among Filipino consumers.
Mobile commerce boom
Filipino consumers increasingly shop on mobile devices.
Most Popular Payment Methods in the Philippines
A successful Filipino checkout should feature GCash, Maya, and comprehensive payment coverage.
Billease
Billease is a 'Buy now, pay later' payment method available for Shopify merchants in the Philippines. It supports recurring payments and offers full, multiple, and partial refunds.
Usage
Growing
Best for
Subscription services
Bpi Bank Ipg
Bpi Bank Ipg is a bank transfer payment method available for Shopify merchants in the Philippines. It offers direct integration and supports full refunds, making it a straightforward option for local transactions.
Usage
Growing
Best for
Philippine-based businesses
Cebuana
Cebuana is a cash-based payment method available for Shopify merchants targeting the Philippines. It is designed for the local market and offers a straightforward payment process without recurring, one-click, or payment assurance features.
Usage
Growing
Best for
Local Filipino businesses
Gcash
Gcash is a cash-based payment method available for Shopify merchants targeting the Philippines. It is primarily used in the Philippines, offering support for full and partial refunds but carries a chargeback risk.
Usage
Growing
Best for
Local merchants
Home Credit
Home Credit is a 'buy now, pay later' payment method available for Shopify merchants in the Philippines. It offers a flexible payment option for consumers, enhancing purchase accessibility without immediate full payment.
Usage
Growing
Best for
Philippine market
Lbc
Lbc is a cash-based payment method available to Shopify merchants in the Philippines. It is designed for the local market, offering full refund support but lacks features like recurring payments, one-click checkout, and payment assurance.
Usage
Growing
Best for
Local businesses
M Lhuillier
M Lhuillier is a digital wallet payment method available for Shopify merchants targeting the Philippines. It serves consumers and merchants in the Philippines, offering a straightforward payment option without recurring or one-click features.
Usage
Growing
Best for
Philippine-based merchants
Maya
Maya is a digital wallet payment method available for Shopify merchants targeting consumers in the Philippines. It supports full and partial refunds, making it a versatile option for local transactions.
Usage
Growing
Best for
Local businesses in the Philippines
Palawanpay
Palawanpay is a cash-based payment method designed for Shopify merchants targeting consumers in the Philippines. It is a straightforward payment option without recurring or one-click payment features, making it ideal for markets where cash is preferred.
Usage
Growing
Best for
Philippine market
Philippines Banks (DragonPay)
Philippines Banks (DragonPay) is a bank transfer payment method integrated via processor, targeting the Philippines consumer market while being available to merchants globally. It offers payment assurance and low risk across various industries.
Usage
Growing
Best for
Retail
Unionbank
Unionbank is a bank transfer payment method available for Shopify merchants in the Philippines. It supports full and partial refunds but does not offer recurring payments, one-click checkout, or payment assurance.
Usage
Growing
Best for
Philippine-based businesses
Ipay88
Ipay88 is a bank transfer payment method available for Shopify merchants targeting key Southeast Asian markets, including Indonesia, Malaysia, Philippines, Singapore, Thailand, and one more. It supports full and partial refunds but carries a chargeback risk.
Usage
Medium
Best for
Southeast Asian market expansion
Related Payment Method Pages
Best Payment Setup for the Philippines
Filipino shoppers expect GCash and Maya as primary payment options for online shopping.
Prioritise GCash and Maya for maximum market reach. Add cards and bank transfers for broader coverage.
Essential E-Wallets
- GCash
- Maya
Card Options
- Visa
- Mastercard
Additional Methods
- Bank Transfer
- COD
Recommended Payment Stack
Improve Shopify Conversion in the Philippines
Optimise for Filipino payment preferences to maximise conversion rates.
Feature GCash prominently
Display GCash as the primary payment option for Filipino shoppers.
Include Maya wallet
Maya is essential for comprehensive Filipino market coverage.
Optimise mobile experience
Ensure seamless mobile checkout for smartphone users.
Consider COD option
Cash on delivery builds trust with Filipino customers.
Optimise Your Shopify Checkout with CartDNA
CartDNA helps identify the best payment methods for the Philippines. Improve checkout performance and grow your Filipino ecommerce business.
Shopify Payments Philippines FAQ
What are the most important payment methods for the Philippines?
GCash and Maya are the most essential e-wallets for Filipino ecommerce success.
Should I accept credit cards in the Philippines?
Yes, cards are important but GCash and Maya should be prioritised for local market penetration.
Is cash on delivery still used in the Philippines?
Yes, COD remains popular especially for first-time customers and in certain regions.