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Payjustnow for Shopify merchants targeting South Africa

Increase South Africa checkout conversion with Payjustnow

Payjustnow offers a flexible payment solution for South African consumers, allowing them to purchase immediately and pay over time.

Built for stronger local trust and smoother checkout in South Africa.

As a 'Buy now, pay later' option, Payjustnow is tailored for the South African market. It supports full and partial refunds, providing a straightforward payment experience without recurring or one-click payment features.

South AfricaBuy now, pay laterFlexible payments
Payjustnow payment method guide for Shopify merchants targeting ZA

Trusted South Africa Payment Method

South Africa focusLocal favouriteHigh conversion in South Africa

Payment Method Details

Market Fit

Primary marketSouth Africa
Consumer currencyZAR
Merchant availabilitySouth Africa

Capabilities

Refund supportSupports full and partial refunds.
Recurring supportNot supported
Settlement currencyZAR

South Africa focus

Strong local relevance for merchants targeting South Africa.

Standard coverage

Standard payment coverage without an additional assurance layer.

Secure authentication

Uses a secure flow to complete the customer payment step.

Buy now, pay later positioning

Buy now, pay later with strong domestic checkout fit for South Africa.

PCI-aware payment infrastructure
Secure bank authentication
No unnecessary card-detail exposure

Conversion insight

Why Payjustnow can improve local checkout performance

A local payment method can remove hesitation at the final payment step. For merchants selling into South Africa, the gain is usually less about adding another button and more about matching buyer expectation, pricing context, and local checkout trust.

Market fit

South Africa

Designed for local checkout familiarity in South Africa.

Currency readiness

ZAR

Supports local pricing expectations and payment operations.

Checkout confidence

Standard

Built to reduce friction and improve payment trust at the final step.

Payment stack strategy

Local + global balance

The strongest setup usually combines a trusted local method with broader international coverage. For South Africa, that often means leading with Payjustnow while keeping cards and PayPal available for wider buyer preference coverage.

PayjustnowLaybuyAfterpay

What Payjustnow is

Payjustnow is a payment method that allows consumers to buy now and pay later.

Payjustnow is designed for the South African market, providing consumers with the ability to make purchases and pay in installments. This payment method is particularly appealing to those who prefer spreading out their expenses.

The service supports full and partial refunds, offering merchants a reliable option for managing customer returns and exchanges. However, it does not support recurring or one-click payments, focusing instead on straightforward transactions.

Market Focus

Exclusively available in South Africa, catering to local consumer needs.

Payment Flexibility

Allows consumers to pay over time, enhancing purchasing power.

Refund Support

Facilitates full and partial refunds, easing return processes.

Why Payjustnow matters

Offering Payjustnow can significantly benefit Shopify merchants in South Africa.

Increased Sales

Encourages consumers to purchase by offering payment flexibility.

Consumer Appeal

Attracts customers who prefer spreading payments over time.

Market Specific

Tailored for the South African market, ensuring relevance.

Simple Refunds

Supports easy refund processes, enhancing customer service.

How Payjustnow works

Payjustnow provides a simple and flexible payment flow for consumers.

1

Customer selects the method

During checkout, the customer chooses Payjustnow as the payment option.

2

Payment Plan Setup

The customer sets up their payment plan to spread the cost over time.

3

Order Confirmation

The customer receives confirmation of their purchase and payment plan.

4

Merchant receives confirmation

The merchant is notified of the successful transaction and can proceed with order fulfillment.

When to use Payjustnow

Payjustnow is ideal for merchants targeting the South African market.

Ideal scenarios

  • South African merchants
  • Businesses offering installment payments
  • Shops with flexible refund policies

Not ideal

  • Merchants needing recurring or subscription-based billing
  • Checkouts requiring a one-click saved-payment-method flow

Merchant considerations

Merchants should consider the following when integrating Payjustnow.

Market Limitation

Only available for transactions within South Africa.

No Recurring Payments

Does not support recurring billing models.

No One-Click Checkout

Lacks one-click payment functionality, focusing on standard checkout processes.

Refund Process

Supports full and partial refunds, which can aid in customer satisfaction.

Payment Assurance

Does not offer payment assurance features, requiring merchants to manage risks independently.

Compare Payjustnow with common alternatives

Payjustnow is the best choice when local checkout fit in South Africa matters more than generic international coverage.

MethodBest for
PayjustnowBest choice
South Africa local sales
Laybuy
Laybuy coverage
Afterpay
Afterpay coverage

Integration pathway

Enable via your processor

Add the method through your payment service provider or processor configuration.

Connect it to Shopify checkout

Configure the Shopify-compatible payment flow so customers can see the method at checkout.

Optimise with CartDNA

Use CartDNA to prioritise local relevance, compare payment fit, and improve checkout performance.

Popular questions

Frequently asked questions about Payjustnow for Shopify

What is Payjustnow on Shopify?
Payjustnow is a 'Buy now, pay later' payment method for Shopify merchants in South Africa, allowing customers to pay over time.
Who should offer Payjustnow?
Merchants targeting South African consumers who prefer flexible payment options should offer Payjustnow.
Does Payjustnow support recurring payments?
No, Payjustnow does not support recurring payments.
Does Payjustnow support one-click checkout?
No, Payjustnow does not support one-click checkout.
What should merchants review before enabling Payjustnow?
Merchants should review their target market compatibility, refund policies, and the lack of recurring and one-click payment features.

Increase South Africa conversions with Payjustnow

Enable local payments and reduce checkout drop-off.

Integrating Payjustnow can enhance your payment offerings by providing flexible payment options to South African consumers. CartDNA helps streamline this process, ensuring a seamless integration and optimized payment strategy. Start optimising in minutes with your existing Shopify setup.