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Accept ProntoPaga payments across Latin America

Increase Chile, Peru, Brazil, Ecuador and Argentina checkout conversion with ProntoPaga

Connect cards, bank transfers, digital wallets, QR and cash payment methods through one regional API.

Built for stronger local trust and smoother checkout in Chile, Peru, Brazil, Ecuador and Argentina.

CartDNA can assess whether ProntoPaga can be deployed through an eligible Shopify payment integration for your Latin American checkout.

Latin AmericaPayment gatewayPayIns and PayOuts

Payment Method Details

Market Fit

Primary marketChile, Peru, Brazil, Ecuador and Argentina
Consumer currencyCLP, PEN, BRL, USD, ARS
Merchant availabilityChile, Peru, Brazil, Ecuador and Argentina

Capabilities

Refund supportFull and partial refunds are documented for supported payment methods; multiple-refund support needs verification per rail.
Recurring supportNot supported
Settlement currencyCLP, PEN, BRL, USD, ARS (needs verification per merchant account)

Chile, Peru, Brazil, Ecuador and Argentina focus

Strong local relevance for merchants targeting Chile, Peru, Brazil, Ecuador and Argentina.

Standard coverage

Standard payment coverage without an additional assurance layer.

Redirect authentication

Uses a redirect flow to complete the customer payment step.

Latin American cards, bank transfers, wallets, QR and cash payments positioning

Latin American cards, bank transfers, wallets, QR and cash payments with strong domestic checkout fit for Chile, Peru, Brazil, Ecuador and Argentina.

PCI-aware payment infrastructure
Secure bank authentication
No unnecessary card-detail exposure

Conversion insight

Why ProntoPaga can improve local checkout performance

A local payment method can remove hesitation at the final payment step. For merchants selling into Chile, Peru, Brazil, Ecuador and Argentina, the gain is usually less about adding another button and more about matching buyer expectation, pricing context, and local checkout trust.

Market fit

Chile, Peru, Brazil, Ecuador and Argentina

Designed for local checkout familiarity in Chile, Peru, Brazil, Ecuador and Argentina.

Currency readiness

CLP, PEN, BRL, USD, ARS

Supports local pricing expectations and payment operations.

Checkout confidence

Standard

Built to reduce friction and improve payment trust at the final step.

Payment stack strategy

Local + global balance

The strongest setup usually combines a trusted local method with broader international coverage. For Chile, Peru, Brazil, Ecuador and Argentina, that often means leading with ProntoPaga while keeping cards and PayPal available for wider buyer preference coverage.

ProntoPaga

What ProntoPaga is

ProntoPaga is a Latin American payment platform that combines multiple local payment methods behind a unified API.

ProntoPaga is a Latin American payment platform that combines multiple local payment methods behind a unified API. Its current documentation covers PayIns and PayOuts across Chile, Peru, Brazil, Ecuador and Argentina, with methods including cards, instant bank transfers, Pix, wallets, QR and cash payment points.

Latin American ecommerce is highly fragmented across local banks, wallets, transfer networks and cash-based payment methods. ProntoPaga allows merchants to integrate one regional platform instead of building individual connections to each local provider.

Regional API coverage

One API spans five current Latin American markets instead of separate local integrations.

PayIns and PayOuts

Supports both collecting customer payments and distributing payouts.

Broad local rail support

Cards, bank transfers, wallets, QR and cash payment points are all documented.

Why ProntoPaga matters

ProntoPaga matters for merchants expanding into Latin American markets where local payment preferences dominate over international cards.

Stronger local relevance

Local rails such as Pix, Yape and MODO can make checkout feel more familiar for regional shoppers.

Single regional integration

One API can replace multiple country-specific payment integrations.

PayOuts support

Businesses needing to distribute funds can use ProntoPaga's payout capabilities alongside PayIns.

Documented compliance posture

ProntoPaga states PCI DSS v4.0 Level 1 and ISO 27001 certification alongside 3D Secure and biometric verification.

How ProntoPaga works

ProntoPaga combines merchant onboarding, sandbox testing and a REST API for PayIns, PayOuts and related products.

1

Create a ProntoPaga merchant account

Complete onboarding, compliance checks and commercial approval.

2

Receive sandbox credentials

Use ProntoPaga's test environment to integrate and validate your payment flows.

3

Check enabled payment methods

Query the Payment Methods endpoint to see which local rails are assigned to your account.

4

Create a PayIn

Initiate the payment using the appropriate country, amount and local payment method.

5

Customer authenticates

The customer completes the relevant card, bank-transfer, wallet, QR or cash-payment flow.

6

Receive the payment update

ProntoPaga updates the merchant through its API and configured webhooks.

7

Fulfil and reconcile

Fulfil successful payments and reconcile transactions through the ProntoPaga dashboard.

8

Send payouts if required

Eligible businesses can use ProntoPaga PayOuts and other money-movement products to distribute funds.

When to use ProntoPaga

ProntoPaga is most useful for merchants actively selling into its currently supported Latin American markets.

Ideal scenarios

  • Latin American ecommerce merchants
  • Businesses selling into Chile
  • Businesses selling into Peru

Not ideal

  • Merchants needing recurring or subscription-based billing
  • High-risk sectors where chargeback exposure is a primary concern

Merchant considerations

ProntoPaga should be assessed for country-specific method availability and integration route before rollout.

Payment methods vary by country

The merchant should query ProntoPaga's payment-method endpoint rather than assume every method is enabled.

Live markets only

Current documented markets are Argentina, Brazil, Chile, Ecuador and Peru. Countries described as coming soon should not be treated as live.

Transaction limits are method-specific

Transaction limits are specific to the country and payment method rather than one universal gateway limit.

Refund behaviour varies by rail

Refund and dispute capabilities vary by rail; multiple refunds are not universally confirmed.

One-click support is not universal

One-click payment support is confirmed for Yape On File but is not universal across all rails.

Settlement details need confirmation

Settlement currencies and schedules should be confirmed per merchant account.

No official Shopify plugin

No official Shopify plugin or App Store listing was confirmed; WooCommerce, PrestaShop and Adobe Commerce integrations are documented instead.

Compare ProntoPaga with common alternatives

ProntoPaga is the best choice when local checkout fit in Chile, Peru, Brazil, Ecuador and Argentina matters more than generic international coverage.

MethodBest for
ProntoPagaBest choice
Chile, Peru, Brazil, Ecuador and Argentina local sales

Integration pathway

Enable via your processor

Add the method through your payment service provider or processor configuration.

Connect it to Shopify checkout

Configure the Shopify-compatible payment flow so customers can see the method at checkout.

Optimise with CartDNA

Use CartDNA to prioritise local relevance, compare payment fit, and improve checkout performance.

Popular questions

Frequently asked questions about ProntoPaga for Shopify

What is ProntoPaga?
ProntoPaga is a Latin American payment platform that provides PayIns, PayOuts and access to multiple local payment methods through a unified API.
Which countries does ProntoPaga currently support?
ProntoPaga's current documentation lists Argentina, Brazil, Chile, Ecuador and Peru.
Which payment methods does ProntoPaga support?
Available methods include cards, bank transfers, instant transfers, digital wallets, QR and cash-based options. Specific methods vary by country and merchant account.
Does ProntoPaga support Pix?
Yes. Pix PayIns and related Brazilian payment flows are documented.
Does ProntoPaga support Yape?
Yes. ProntoPaga supports Yape in Peru, including a Yape On File feature for one-click payments.
Does ProntoPaga support one-click payments?
Yes, for supported rails. Yape On File in Peru is explicitly documented as a One Click Payment feature.
Does ProntoPaga support refunds?
Yes, refund flows are documented for supported payment methods, although exact full, partial and multiple-refund behaviour depends on the underlying rail.
Does ProntoPaga support chargeback management?
Yes. Its documentation contains dedicated chargeback-management guidance covering timelines and responsibilities.
Does ProntoPaga have transaction limits?
Yes. Limits are documented by country and payment method rather than as one global platform limit.
Does ProntoPaga provide a sandbox?
Yes. The documentation provides sandbox integration and testing capabilities.
Is ProntoPaga secure?
ProntoPaga states that it holds PCI DSS v4.0 Level 1 and ISO 27001 certifications and documents additional controls including 3D Secure and biometric verification.
Does ProntoPaga support Shopify?
No official Shopify plugin or App Store listing was confirmed. ProntoPaga currently documents plugins for WooCommerce, PrestaShop and Adobe Commerce, while Shopify would require a separately approved integration route.

Increase Chile, Peru, Brazil, Ecuador and Argentina conversions with ProntoPaga

Enable local payments and reduce checkout drop-off.

ProntoPaga can strengthen checkout fit across Chile, Peru, Brazil, Ecuador and Argentina when used in the right commercial and operational context. CartDNA helps merchants decide which payment methods to prioritise, how to localise checkout, and where payment method expansion is likely to improve conversion. Start optimising in minutes with your existing Shopify setup.