CartDNA is a Shopify Payment App Development Partner

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Shopify Payment Method

Accept Ryft payments on Shopify

Increase United Kingdom checkout conversion with Ryft

Support cards, digital wallets, subscriptions and complex marketplace payment flows.

Built for stronger local trust and smoother checkout in United Kingdom.

CartDNA can assess whether Ryft can be deployed through a Shopify-approved payment integration for your merchant, platform or marketplace.

United Kingdom and EuropeCards and digital walletsMarketplace split payments
Ryft embedded payments for Shopify merchants and marketplaces

Trusted United Kingdom Payment Method

United Kingdom focusLocal favouriteHigh conversion in United Kingdom

Official Shopify App Store listing

Install Ryft for your Shopify store

Open the official Shopify App Store listing, review the details, and install in a few clicks.

Fast setup. Secure install. Opens in a new tab.

Payment Method Details

Market Fit

Primary marketUnited Kingdom
Consumer currencyGBP, EUR, USD, CHF, CAD, AUD, NZD, AED, PLN, RON, DKK, HKD, ZAR, SEK, NOK, CZK, TRY, HUF
Merchant availabilityUnited Kingdom and European Union member states

Capabilities

Refund supportSupports full, multiple, and partial refunds based on the source payment-method data.
Recurring supportSupported
Settlement currencyGBP, EUR confirmed; USD needs verification

United Kingdom focus

Strong local relevance for merchants targeting United Kingdom.

Standard coverage

Standard payment coverage without an additional assurance layer.

3ds External authentication

Uses a 3ds external flow to complete the customer payment step.

Cards, digital wallets and embedded marketplace payments positioning

Cards, digital wallets and embedded marketplace payments with strong domestic checkout fit for United Kingdom.

PCI-aware payment infrastructure
Secure bank authentication
No unnecessary card-detail exposure

Conversion insight

Why Ryft can improve local checkout performance

A local payment method can remove hesitation at the final payment step. For merchants selling into United Kingdom, the gain is usually less about adding another button and more about matching buyer expectation, pricing context, and local checkout trust.

Market fit

United Kingdom

Designed for local checkout familiarity in United Kingdom.

Currency readiness

GBP, EUR, USD, CHF, CAD, AUD, NZD, AED, PLN, RON, DKK, HKD, ZAR, SEK, NOK, CZK, TRY, HUF

Supports local pricing expectations and payment operations.

Checkout confidence

Standard

Built to reduce friction and improve payment trust at the final step.

Payment stack strategy

Local + global balance

The strongest setup usually combines a trusted local method with broader international coverage. For United Kingdom, that often means leading with Ryft while keeping cards and PayPal available for wider buyer preference coverage.

Ryft

Get started today

Ready to add Ryft to your Shopify checkout?

Install Ryft on Shopify

Fast setup. Secure install. Opens in a new tab.

What Ryft is

Ryft is a UK-based payment service provider specialising in embedded payments for marketplaces, platforms and omnichannel merchants.

Ryft is a UK-based payment service provider specialising in embedded payments for marketplaces, platforms and omnichannel merchants. Its API supports card and digital-wallet payments, subscriptions, saved payment methods, seller onboarding, split payments, delayed fund release, disputes and payouts.

For Shopify merchants and platforms, the practical value of Ryft depends on whether the business needs marketplace-style payment splitting, seller verification, or an embedded checkout experience beyond a standard single-merchant gateway.

Marketplace-ready payments

Split payments, platform fees and seller payouts are built into the core API.

FCA-authorised infrastructure

Regulated payment processing with PSD2 compliance and PCI DSS Level 1 certification.

Embedded checkout experience

White-label SDK options avoid redirecting customers away from the merchant's site.

Why Ryft matters

Marketplaces need more than a standard single-merchant payment gateway. Ryft combines payment processing with seller verification, automated commission collection, split settlement and regulated fund flows.

Reduces need for separate systems

Ryft combines payments, KYC/KYB, split settlement and payouts in a single platform.

Supports complex fund flows

Delayed release, conditional release and escrow-style holding are available for marketplace use cases.

Regulated and compliant

FCA authorisation, PSD2 compliance and PCI DSS Level 1 certification reduce compliance overhead.

Embedded, white-label checkout

Merchants can keep customers on their own site rather than redirecting to a hosted checkout.

How Ryft works

Ryft combines a direct payment API with an embedded SDK for card and digital wallet payments.

1

Apply for a Ryft account

The merchant or platform submits its business model, ownership and expected payment volumes.

2

Complete verification

Ryft performs KYC or KYB, underwriting and merchant-category checks.

3

Choose a payment model

The business selects single payments, platform-fee payments or marketplace split payments.

4

Integrate the API or SDK

Developers implement Ryft's embedded checkout, direct API or mobile SDK.

5

Onboard sellers where required

Marketplaces use hosted or API-based onboarding to verify their sub-accounts.

6

Process customer payments

Customers pay using eligible cards, Apple Pay or Google Pay, with 3DS where required.

7

Split and hold funds

Ryft applies platform fees, routes seller shares and can delay release until configured conditions are met.

8

Settle and reconcile

Merchants and sellers receive eligible payouts while the platform tracks transactions, balances and disputes.

When to use Ryft

Ryft is most useful for marketplaces, platforms and merchants operating in the United Kingdom and European Union.

Ideal scenarios

  • UK and European online marketplaces
  • Multi-vendor Shopify marketplaces
  • Software platforms embedding payments

Not ideal

  • High-risk sectors where chargeback exposure is a primary concern

Merchant considerations

Ryft should be assessed not only for conversion value, but also for operational fit, payment scope, and merchant readiness.

Account eligibility is regional

Ryft account eligibility is limited to UK and EU entities under its standard agreement.

Underwriting applies to every account

Every merchant and sub-account remains subject to underwriting and verification.

Best suited to marketplaces and platforms

The most differentiated features are intended for marketplaces and platforms.

Consumer payment methods are limited

Only cards, Apple Pay and Google Pay are clearly confirmed as consumer payment methods.

Currency planning matters

Processing currencies and payout currencies should not be treated as identical; currency-specific transaction limits apply.

Chargeback exposure remains

Card transactions remain exposed to disputes and chargebacks.

Seller acceptance is required

Marketplace sellers must accept Ryft's terms and complete verification.

No official Shopify app

No official Ryft Shopify payment app was identified; a Shopify-approved integration route would need separate validation.

Compare Ryft with common alternatives

Ryft is the best choice when local checkout fit in United Kingdom matters more than generic international coverage.

MethodBest for
RyftBest choice
United Kingdom local sales

Integration pathway

Enable via your processor

Add the method through your payment service provider or processor configuration.

Connect it to Shopify checkout

Configure the Shopify-compatible payment flow so customers can see the method at checkout.

Optimise with CartDNA

Use CartDNA to prioritise local relevance, compare payment fit, and improve checkout performance.

Popular questions

Frequently asked questions about Ryft for Shopify

What is Ryft?
Ryft is an FCA-authorised payment service provider specialising in embedded payments for marketplaces, platforms and omnichannel businesses.
Which businesses can apply for Ryft?
Ryft's standard terms allow eligible businesses, sole traders, charities and other entities located in the United Kingdom or European Union to apply.
Which payment methods does Ryft support?
Ryft confirms support for credit and debit cards, including Visa, Mastercard and American Express, together with Apple Pay and Google Pay.
Does Ryft support recurring payments?
Yes. Ryft supports subscriptions, recurring transactions, unscheduled merchant-initiated payments and stored payment methods.
Does Ryft support marketplace split payments?
Yes. Platforms can split transactions between sellers, deduct platform fees, transfer funds and automate payouts.
Can Ryft hold funds until an order is completed?
Yes. Ryft advertises delayed payments and conditional fund-release functionality for marketplace and escrow-style workflows.
Does Ryft support refunds?
Yes. Full and partial refunds can be initiated through the Ryft Portal or API. Multiple refunds are possible while sufficient refundable value remains.
Does Ryft support disputes?
Yes. Ryft provides API and portal tools to retrieve, accept or challenge disputes and upload supporting evidence.
Which currencies does Ryft support?
Ryft currently documents 18 payment currencies, including GBP, EUR, USD, CHF, CAD, AUD, NZD, AED, PLN, RON, DKK, HKD, ZAR, SEK, NOK, CZK, TRY and HUF.
Is Ryft regulated?
Yes. Ryft Pay Ltd is an FCA-authorised Payment Institution with firm reference number 972895 and states that it is PSD2 compliant and PCI DSS Level 1 certified.
Does Ryft support Shopify?
No official Ryft Shopify payment app was identified. A Shopify-approved payment-app integration or another permitted architecture would require separate validation.
Does Ryft provide a sandbox?
Yes. Ryft provides a sandbox environment with public and secret API credentials for development and testing.

Increase United Kingdom conversions with Ryft

Enable local payments and reduce checkout drop-off.

Ryft can strengthen checkout fit for marketplaces and platforms operating in the United Kingdom and Europe. CartDNA helps merchants decide which payment methods to prioritise, how to localise checkout, and where payment method expansion is likely to improve conversion. Start optimising in minutes with your existing Shopify setup.