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Zip for Shopify merchants targeting Australia, New Zealand, and the United States

Increase Australia, New Zealand, and United States checkout conversion with Zip

Zip allows merchants to offer flexible payment options to customers, increasing conversion rates and customer satisfaction.

Built for stronger local trust and smoother checkout in Australia, New Zealand, and United States.

As a buy now, pay later option, Zip integrates via processor and uses a redirect authorization method. It is well-suited for markets in Australia, New Zealand, and the United States, providing payment assurance and supporting various refund types.

Australia, New Zealand, United StatesBuy now, pay laterPayment assurance
Zip payment method guide for Shopify merchants targeting AU, NZ, and US

Trusted Australia, New Zealand, and United States Payment Method

Australia, New Zealand, and United States focusLocal favouriteHigh conversion in Australia, New Zealand, and United States

Official Shopify App Store listing

Install Zip for your Shopify store

Open the official Shopify App Store listing, review the details, and install in a few clicks.

Fast setup. Secure install. Opens in a new tab.

Payment Method Details

Market Fit

Primary marketAustralia, New Zealand, and United States
Consumer currencyAUD, USD
Merchant availabilityAustralia, New Zealand, and United States

Capabilities

Refund supportSupports full, multiple, and partial refunds.
Recurring supportNot supported
Settlement currencyAUD, USD

Australia, New Zealand, and United States focus

Strong local relevance for merchants targeting Australia, New Zealand, and United States.

Payment assurance

Includes payment assurance to help protect merchants at checkout.

Redirect authentication

Uses a redirect flow to complete the customer payment step.

Buy now, pay later positioning

Buy now, pay later with strong domestic checkout fit for Australia, New Zealand, and United States.

PCI-aware payment infrastructure
Secure bank authentication
No unnecessary card-detail exposure

Conversion insight

Why Zip can improve local checkout performance

A local payment method can remove hesitation at the final payment step. For merchants selling into Australia, New Zealand, and United States, the gain is usually less about adding another button and more about matching buyer expectation, pricing context, and local checkout trust.

Market fit

Australia, New Zealand, and United States

Designed for local checkout familiarity in Australia, New Zealand, and United States.

Currency readiness

AUD, USD

Supports local pricing expectations and payment operations.

Checkout confidence

High

Built to reduce friction and improve payment trust at the final step.

Payment stack strategy

Local + global balance

The strongest setup usually combines a trusted local method with broader international coverage. For Australia, New Zealand, and United States, that often means leading with Zip while keeping cards and PayPal available for wider buyer preference coverage.

ZipAfterpayKlarna

Get started today

Ready to add Zip to your Shopify checkout?

Install Zip on Shopify

Fast setup. Secure install. Opens in a new tab.

What Zip is

Zip is a flexible buy now, pay later payment solution.

Zip provides a convenient way for customers to purchase items immediately and pay for them later, enhancing the shopping experience.

It is available in key markets like Australia, New Zealand, and the United States, making it an attractive option for merchants in these regions.

Market Reach

Available in Australia, New Zealand, and the United States.

Payment Assurance

Ensures merchants receive payments securely.

Flexible Refunds

Supports full, multiple, and partial refunds.

Why Zip matters

Zip offers significant advantages for both merchants and customers.

Increased Conversion

Flexible payment options can lead to higher conversion rates.

Customer Satisfaction

Customers appreciate the ability to buy now and pay later.

Secure Transactions

Payment assurance reduces financial risk for merchants.

Refund Flexibility

Supports various refund types, aiding in customer service.

How Zip works

Zip's payment process involves a simple redirect authorization flow.

1

Customer selects the method

The customer chooses Zip as their payment method at checkout.

2

Redirect for authorization

The customer is redirected to Zip for payment authorization.

3

Payment completion

Once authorized, the payment is processed by Zip.

4

Merchant receives confirmation

The merchant receives a confirmation of the completed transaction.

When to use Zip

Zip is ideal for merchants in specific industries.

Ideal scenarios

  • Retail
  • Travel
  • Skill Games

Not ideal

  • Merchants needing recurring or subscription-based billing
  • Checkouts requiring a one-click saved-payment-method flow
  • High-risk sectors where chargeback exposure is a primary concern

Merchant considerations

Merchants should be aware of certain considerations when using Zip.

Industry Restrictions

Not allowed for financial services, forex, gambling, dating, and cryptocurrency.

High-Risk Industries

High risk for pharma prescription and adult industries.

Chargeback Risk

Merchants should be prepared for potential chargebacks.

No Recurring Payments

Does not support recurring payment models.

No One-Click Checkout

Lacks one-click checkout capability, requiring a redirect for payment.

Compare Zip with common alternatives

Zip is the best choice when local checkout fit in Australia, New Zealand, and United States matters more than generic international coverage.

MethodBest for
ZipBest choice
Australia, New Zealand, and United States local sales
Afterpay
Afterpay coverage
Klarna
Buy now, pay later shoppers

Integration pathway

Enable via your processor

Add the method through your payment service provider or processor configuration.

Connect it to Shopify checkout

Configure the Shopify-compatible payment flow so customers can see the method at checkout.

Optimise with CartDNA

Use CartDNA to prioritise local relevance, compare payment fit, and improve checkout performance.

Popular questions

Frequently asked questions about Zip for Shopify

What is Zip on Shopify?
Zip is a buy now, pay later payment method available for Shopify merchants in select markets.
Who should offer Zip?
Merchants targeting Australia, New Zealand, and the United States, particularly in low-risk industries.
Does Zip support recurring payments?
No, Zip does not support recurring payments.
Does Zip support one-click checkout?
No, Zip does not support one-click checkout.
What should merchants review before enabling Zip?
Merchants should review industry restrictions and consider the chargeback risk before enabling Zip.

Increase Australia, New Zealand, and United States conversions with Zip

Enable local payments and reduce checkout drop-off.

Incorporating Zip into your Shopify store can enhance customer satisfaction by offering flexible payment options. CartDNA helps streamline the integration process, ensuring a seamless checkout experience for your customers. Start optimising in minutes with your existing Shopify setup.