Multibanco is ubiquitous
Used by virtually all Portuguese online shoppers
MB Way rapidly growing
Mobile wallet adoption increasing significantly
Shopify Payment Methods in Portugal
Portugal has a modern digital payments market. Multibanco is essential for Portuguese ecommerce, while cards provide essential international coverage.
Shopify merchants selling in Portugal should optimize checkout for local preferences. The right payment mix can significantly improve conversion rates and reduce cart abandonment.
Portugal ecommerce payment insights
Multibanco is ubiquitous
Used by virtually all Portuguese online shoppers
MB Way rapidly growing
Mobile wallet adoption increasing significantly
Cards important
Visa and Mastercard essential for international customers
Local payment preference
Portuguese shoppers strongly prefer local methods
Understanding Online Payments in Portugal
Portugal consumers have clear payment preferences that Shopify merchants should understand.
For successful ecommerce in Portugal, offering the right mix of local and international payment methods creates an optimized checkout experience that builds trust and drives conversion.
Local payment trust
Portugal shoppers prefer familiar payment options.
International coverage
Visa and Mastercard essential for broader reach.
Mobile commerce growth
Mobile wallets and fast checkout increasingly important.
Most Popular Payment Methods in Portugal
A well-optimized Portugal Shopify checkout should support both local favorites and international options.
MB WAY
MB WAY is a digital wallet payment method integrated via processor, primarily serving consumers in Portugal. It offers features like recurring payments and payment assurance, making it a reliable choice for global merchants targeting this market.
Usage
Growing
Best for
Retail
Multibanco
Multibanco is a bank transfer payment method integrated via processor, primarily serving the Portuguese market while being available to merchants globally. Key characteristics include payment assurance and a chargeback risk.
Usage
Growing
Best for
Retail
FLOA Pay
FLOA Pay is a 'Buy now, pay later' method available for Shopify merchants, targeting markets in Belgium, Germany, Spain, France, Italy, and more. It provides global merchant availability with key features like payment assurance and support for various refund types.
Usage
Medium
Best for
Retail
Trustly
Trustly is a bank transfer payment method integrated via processor, available for Shopify merchants in Austria, Germany, Denmark, Estonia, Finland, and six more markets. It offers payment assurance with no chargeback risk and supports various refund types.
Usage
Medium
Best for
Retail
Paysafecash
Paysafecash is a cash-based payment method suitable for Shopify merchants targeting markets like Austria, Belgium, Czech Republic, France, Greece, and 10 more. It allows customers to pay with cash for online purchases, offering full and partial refund support.
Usage
Medium
Best for
Merchants in Austria
Klarna
Klarna is a 'Buy now, pay later' payment method available for Shopify merchants in Australia, New Zealand, Austria, Belgium, Czech Republic, and 18 more countries. It offers flexible payment options but carries a chargeback risk.
Usage
High
Best for
Fashion retailers
Merchant Warrior
Merchant Warrior is a card payment method integrated directly into Shopify, serving consumer markets in Austria, Belgium, Croatia, Estonia, Finland, and 21 more. It supports full and partial refunds but carries a chargeback risk.
Usage
High
Best for
European market access
Scalapay
Scalapay is a 'Buy now, pay later' payment method available for Shopify merchants, primarily targeting consumer markets in Austria, Belgium, Germany, Spain, Finland, and four more countries. It integrates via processor with redirect authentication, offering payment assurance but with a chargeback risk.
Usage
High
Best for
Retail
SEPA Direct Debit Model C
SEPA Direct Debit Model C is a bank transfer payment method integrated via a processor, suitable for Shopify merchants targeting Andorra, Austria, Belgium, Bulgaria, Switzerland, and 31 more countries. It supports recurring payments but carries a chargeback risk and lacks a dispute process.
Usage
High
Best for
Subscription services
Sequra
Sequra is a 'Buy now, pay later' payment method available for Shopify merchants targeting the Spanish market. It offers flexibility for consumers but involves a chargeback risk for merchants.
Usage
High
Best for
Spanish retailers
Billie
Billie is a 'Buy now, pay later' payment method available for Shopify merchants in Austria, Denmark, Finland, France, Germany, and six more countries. It supports recurring payments and offers full and partial refunds, making it a flexible option for businesses.
Usage
High
Best for
Subscription services
Mondu
Mondu is a 'Buy now, pay later' payment method available for Shopify merchants in France, Germany, and the Netherlands. It supports full and partial refunds but does not offer recurring or one-click payment features.
Usage
High
Best for
Merchants in France
Related Payment Method Pages
Best Payment Setup for Portugal
Portugal shoppers expect familiar payment options. International methods then provide broader coverage.
For most Portugal Shopify stores, featuring trusted local methods alongside international cards and wallets creates the optimal checkout experience.
Core Payment Stack
- Multibanco
- MB Way
- Visa
- Mastercard
Conversion Boosters
- PayPal
- Apple Pay
- Google Pay
Optional Expansion
- Klarna
- SEPA Direct Debit
Recommended Payment Stack
Improve Shopify Conversion in Portugal
Small optimizations can significantly impact Portugal checkout performance.
Show familiar payment methods
Display the payment methods Portugal shoppers expect and trust.
Optimize for mobile
Ensure fast mobile checkout with wallet options.
Display trust signals
Show recognizable payment logos to build confidence.
Offer payment choice
Support both local and international payment options.
Optimize Your Shopify Checkout with CartDNA
CartDNA helps merchants understand which payment methods matter most by market. Use it to identify gaps, improve checkout performance, and support stronger international ecommerce growth.
Shopify Payments Portugal FAQ
What payment methods are most important for Portugal?
Multibanco is essential for local customers, while Visa and Mastercard provide international coverage. Offering both significantly improves conversion rates.
Do I need local payment methods for Portugal?
Yes. Local payment methods significantly improve conversion rates with domestic customers who trust familiar options. Not offering local methods can reduce conversion by 20-40%.
Are mobile wallets important in Portugal?
Yes. Apple Pay and Google Pay adoption is growing in Portugal, especially for mobile commerce. They reduce checkout friction and improve conversion on smartphones.