eps is the preferred payment method
Used by the majority of Austrian online shoppers
High banking trust
Austrians prefer bank-backed payment solutions
Shopify Payment Methods in Austria
Austria has a modern digital payments market. eps dominates local online payments, while cards provide essential international coverage.
Shopify merchants selling in Austria should optimize checkout for local preferences. The right payment mix can significantly improve conversion rates and reduce cart abandonment.
Austria ecommerce payment insights
eps is the preferred payment method
Used by the majority of Austrian online shoppers
High banking trust
Austrians prefer bank-backed payment solutions
Cards widely accepted
Visa and Mastercard essential for international reach
Growing wallet adoption
Mobile wallets gaining traction with younger shoppers
Understanding Online Payments in Austria
Austrian consumers have clear payment preferences that Shopify merchants should understand.
For successful ecommerce in Austria, offering the right mix of local and international payment methods creates an optimized checkout experience that builds trust and drives conversion.
Local payment trust
Austrian shoppers prefer familiar payment options.
International coverage
Visa and Mastercard essential for broader reach.
Mobile commerce growth
Mobile wallets and fast checkout increasingly important.
Most Popular Payment Methods in Austria
A well-optimized Austria Shopify checkout should support both local favorites and international options.
eps
eps is a bank transfer payment method integrated via processor, primarily serving consumers in Austria while being available to merchants globally. It offers recurring payment support but lacks one-click checkout and payment assurance features.
Usage
Growing
Best for
Retail
Express Überweisung
Express Überweisung is a bank transfer payment method available for Shopify merchants targeting Austria and Germany. It is characterized by its straightforward integration and focus on these specific consumer markets.
Usage
Growing
Best for
Local Austrian merchants
Barion
Barion is a digital wallet payment method suitable for Shopify merchants operating in Austria, Czech Republic, Germany, Hungary, and Slovakia. It supports recurring payments and offers full and partial refunds, though it carries a chargeback risk.
Usage
Growing
Best for
Subscription-based businesses
Riverty
Riverty is a 'Buy now, pay later' payment method available for Shopify merchants in Austria, Belgium, Germany, Netherlands, and Switzerland. It supports full, multiple, and partial refunds, making it a flexible option for diverse consumer markets.
Usage
Growing
Best for
European market expansion
Sofort
Sofort is a bank transfer payment method available for Shopify merchants operating in Austria, Belgium, Germany, Netherlands, and Spain. It supports recurring payments but does not offer one-click checkout or payment assurance.
Usage
Growing
Best for
Subscription services
Bigbank
Bigbank is a bank transfer payment method available for Shopify merchants in Austria, Bulgaria, Estonia, Finland, Germany, and four other markets. It offers a straightforward payment process without support for recurring or one-click payments.
Usage
Medium
Best for
Austria-based merchants
St Bank Transfer
St Bank Transfer is a bank transfer payment method available for Shopify merchants in Austria, Belgium, Bulgaria, Croatia, Cyprus, and other European markets. It supports recurring payments but does not offer one-click checkout or payment assurance.
Usage
Medium
Best for
Subscription-based businesses
Trustpay
Trustpay is a bank transfer payment method available for Shopify merchants, primarily targeting markets in Austria, Czech Republic, Denmark, Estonia, Finland, and nine other countries. It supports recurring payments and offers full and partial refunds.
Usage
Medium
Best for
Subscription services
Paysafecash
Paysafecash is a cash-based payment method suitable for Shopify merchants targeting markets like Austria, Belgium, Czech Republic, France, Greece, and 10 more. It allows customers to pay with cash for online purchases, offering full and partial refund support.
Usage
Medium
Best for
Merchants in Austria
Klarna
Klarna is a 'Buy now, pay later' payment method available for Shopify merchants in Australia, New Zealand, Austria, Belgium, Czech Republic, and 18 more countries. It offers flexible payment options but carries a chargeback risk.
Usage
High
Best for
Fashion retailers
Merchant Warrior
Merchant Warrior is a card payment method integrated directly into Shopify, serving consumer markets in Austria, Belgium, Croatia, Estonia, Finland, and 21 more. It supports full and partial refunds but carries a chargeback risk.
Usage
High
Best for
European market access
Scalapay
Scalapay is a 'Buy now, pay later' payment method available for Shopify merchants, primarily targeting consumer markets in Austria, Belgium, Germany, Spain, Finland, and four more countries. It integrates via processor with redirect authentication, offering payment assurance but with a chargeback risk.
Usage
High
Best for
Retail
Related Payment Method Pages
Best Payment Setup for Austria
Austrian shoppers expect familiar payment options. International methods then provide broader coverage.
For most Austria Shopify stores, featuring trusted local methods alongside international cards and wallets creates the optimal checkout experience.
Core Payment Stack
- eps
- Visa
- Mastercard
Conversion Boosters
- Apple Pay
- Google Pay
- Klarna
Optional Expansion
- Klarna
- SEPA Direct Debit
Recommended Payment Stack
Improve Shopify Conversion in Austria
Small optimizations can significantly impact Austria checkout performance.
Show familiar payment methods
Display the payment methods Austrian shoppers expect and trust.
Optimize for mobile
Ensure fast mobile checkout with wallet options.
Display trust signals
Show recognizable payment logos to build confidence.
Offer payment choice
Support both local and international payment options.
Optimize Your Shopify Checkout with CartDNA
CartDNA helps merchants understand which payment methods matter most by market. Use it to identify gaps, improve checkout performance and support stronger international ecommerce growth.
Shopify Payments Austria FAQ
What payment methods are most important for Austria?
eps (e-payment standard) is essential for local customers, while Visa and Mastercard provide international coverage. Offering both significantly improves conversion rates.
Do I need local payment methods for Austria?
Yes. Local payment methods significantly improve conversion rates with domestic customers who trust familiar options. Not offering local methods can reduce conversion by 20-40%.
Are mobile wallets important in Austria?
Yes. Apple Pay and Google Pay adoption is growing in Austria, especially for mobile commerce. They reduce checkout friction and improve conversion on smartphones.