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Kredivo for Shopify merchants targeting Indonesia

Increase Indonesia checkout conversion with Kredivo

Expand your reach into the Indonesian market with Kredivo, a trusted buy now, pay later solution.

Built for stronger local trust and smoother checkout in Indonesia.

Kredivo is a buy now, pay later payment method that integrates through a processor and uses redirect authentication. It is ideal for merchants targeting Indonesian consumers, providing payment assurance with minimal chargeback risk.

IndonesiaBuy now, pay laterPayment assurance
Kredivo payment method guide for Shopify merchants targeting ID

Trusted Indonesia Payment Method

Indonesia focusLocal favouriteHigh conversion in Indonesia

Payment Method Details

Market Fit

Primary marketIndonesia
Consumer currencyIDR
Merchant availabilityGlobal

Capabilities

Refund supportRefund support details not available.
Recurring supportNot supported
Settlement currencyUSD

Indonesia focus

Strong local relevance for merchants targeting Indonesia.

Payment assurance

Includes payment assurance to help protect merchants at checkout.

Redirect authentication

Uses a redirect flow to complete the customer payment step.

Buy now, pay later positioning

Buy now, pay later with strong domestic checkout fit for Indonesia.

PCI-aware payment infrastructure
Secure bank authentication
No unnecessary card-detail exposure

Conversion insight

Why Kredivo can improve local checkout performance

A local payment method can remove hesitation at the final payment step. For merchants selling into Indonesia, the gain is usually less about adding another button and more about matching buyer expectation, pricing context, and local checkout trust.

Market fit

Indonesia

Designed for local checkout familiarity in Indonesia.

Currency readiness

IDR

Supports local pricing expectations and payment operations.

Checkout confidence

High

Built to reduce friction and improve payment trust at the final step.

Payment stack strategy

Local + global balance

The strongest setup usually combines a trusted local method with broader international coverage. For Indonesia, that often means leading with Kredivo while keeping cards and PayPal available for wider buyer preference coverage.

KredivoAfterpayKlarna

What Kredivo is

Kredivo is a prominent buy now, pay later service in Indonesia.

Kredivo allows consumers to make purchases immediately and pay later, enhancing the shopping experience with flexible payment options.

Merchants globally can integrate Kredivo via a processor, making it accessible to a wide range of businesses looking to penetrate the Indonesian market.

Global Merchant Access

Available to merchants in global markets, facilitating international sales.

Low Industry Risk

Offers low risk for retail and travel sectors, ensuring secure transactions.

Payment Assurance

Provides assurance for payments, reducing the risk of chargebacks.

Why Kredivo matters

Kredivo offers significant advantages for merchants targeting Indonesian consumers.

Market Expansion

Enables access to the Indonesian market, broadening customer reach.

Flexible Payments

Provides consumers with the flexibility to pay later, enhancing customer satisfaction.

Secure Transactions

Ensures secure transactions with payment assurance and low chargeback risk.

Industry Compatibility

Suitable for low-risk industries like retail and travel.

How Kredivo works

Kredivo uses a redirect authentication method for processing payments.

1

Customer selects the method

The customer chooses Kredivo as their payment option at checkout.

2

Redirect to Kredivo

The customer is redirected to Kredivo's platform to authenticate and approve the payment.

3

Payment approval

Kredivo processes the payment and confirms the transaction.

4

Merchant receives confirmation

The merchant receives confirmation of the payment, allowing order fulfillment.

When to use Kredivo

Kredivo is best suited for merchants aiming to expand in Indonesia.

Ideal scenarios

  • Retail
  • Travel
  • Skill Games

Not ideal

  • Merchants needing recurring or subscription-based billing
  • Checkouts requiring a one-click saved-payment-method flow

Merchant considerations

Merchants should consider several factors when enabling Kredivo.

Market Focus

Primarily targets Indonesian consumers, which may limit its appeal in other regions.

Industry Restrictions

Not allowed for high-risk industries like gambling and pharmaceuticals.

No Recurring Payments

Does not support recurring payment models, which may affect subscription services.

No One-Click Checkout

Lacks one-click checkout capability, which could impact user experience.

High Risk in Certain Industries

High risk for financial services and forex, requiring careful consideration.

Compare Kredivo with common alternatives

Kredivo is the best choice when local checkout fit in Indonesia matters more than generic international coverage.

MethodBest for
KredivoBest choice
Indonesia local sales
Afterpay
Afterpay coverage
Klarna
Buy now, pay later shoppers

Integration pathway

Enable via your processor

Add the method through your payment service provider or processor configuration.

Connect it to Shopify checkout

Configure the Shopify-compatible payment flow so customers can see the method at checkout.

Optimise with CartDNA

Use CartDNA to prioritise local relevance, compare payment fit, and improve checkout performance.

Popular questions

Frequently asked questions about Kredivo for Shopify

What is Kredivo on Shopify?
Kredivo is a buy now, pay later payment method available to Shopify merchants targeting Indonesian consumers.
Who should offer Kredivo?
Merchants looking to expand their presence in Indonesia, particularly in retail and travel sectors, should consider offering Kredivo.
Does Kredivo support recurring payments?
No, Kredivo does not support recurring payments.
Does Kredivo support one-click checkout?
No, Kredivo does not support one-click checkout.
What should merchants review before enabling Kredivo?
Merchants should review industry restrictions and ensure their business model aligns with Kredivo's capabilities and market focus.

Increase Indonesia conversions with Kredivo

Enable local payments and reduce checkout drop-off.

Integrating Kredivo can enhance your payment offerings, especially for the Indonesian market. CartDNA assists in seamless integration, ensuring you leverage Kredivo's benefits effectively. Start optimising in minutes with your existing Shopify setup.