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PayTo

PayTo is an innovative payment solution in Australia that enables businesses and consumers to make secure, real-time payments directly from bank accounts. It is part of the New Payments Platform (NPP) ecosystem, providing users with an alternative to traditional card payments by authorizing transactions directly from bank accounts through digital agreements. PayTo is designed to simplify and speed up recurring payments, subscriptions, and one-time transactions, benefiting both businesses and customers with its fast and efficient processing.

Mainly targeted at the Australian market, PayTo provides an ideal solution for online merchants and service providers seeking to enhance their payment options. With PayTo, merchants can set up real-time, authorized transactions directly from customer bank accounts, improving cash flow and reducing the chances of failed payments. It’s also suitable for Australian nationals living abroad, as they can use their Australian bank accounts to manage payments on domestic platforms while overseas.

For consumers, PayTo offers control and convenience, allowing them to manage and review payment authorizations directly through their banking app. By offering a secure and straightforward digital payment experience, PayTo is set to revolutionize the Australian payments landscape for businesses and consumers alike.